| SCB Manhattan Platinum Credit Card Rating |
| Reward Points ★★ Cashback ★★★★ Annual Fee ★★★ Travel Benefits ★★★ Offers & Discounts ★★★★ |
| Overall Rating ★★★ |
Standard Chartered Manhattan Platinum is one of the popular cards of the bank that focuses on everyday cashback offers with some entertainment benefits as well. The card will be a great option if you are looking for cashback offers on daily expenditures, especially supermarket spends. Read our review of Standard Chartered Manhattan Platinum to know whether this card is the right choice for you or not.
About SCB Manhattan Platinum Credit Card at a glance | |
| Annual Fee | Rs. 999 |
| Minimum Income Required | Rs. 90,000 p.m. |
| Best Suited For | Supermarket Spends |
| Cashback Rate | 5% |
| Reward Rate | 2% |
Read about the detailed features and benefits of SCB Manhattan Credit Card
Key Highlights of SCB Manhattan Platinum Card |
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5% cashback on your purchases
Standard Chartered Manhattan Platinum is popular for its cashback offers. You get to earn 5% cashback on all your Grocery, Supermarket and Departmental store spends. The card is basically a supermarket specific credit card and hence would be best suited for users seeking for cashback on supermarket spends.
However the cashback is applicable on minimum transactions of Rs. 1,000 or more. Moreover, maximum cashback of Rs. 500 is allowed every month (capped at Rs. 150 per transaction).
3X Reward Points on your transaction
On all other expenses, you will earn 3x reward points on every Rs.150 spent. However, earlier the card had a better reward rate and offered 5x reward points but have now reduced it to 3x only. The reward rate is comparatively low and hence if you are someone looking to earn rewards on your transactions, this card might not be the right choice for you.
Other Benefits of SCB Manhattan Platinum Credit Card
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Is the Annual Fee of SCB Manhattan Platinum worth it?
Given the annual fee of Standard Chartered Manhattan Platinum credit card is Rs.999, the card somewhere does justice with the offers and benefits that come with it. The ongoing offers on movies, dining and travel indeed make this credit card worth the annual fee of Rs.999. However when we talk about the reward rate of the card, it is indeed not satisfactory. The only attractive feature of the card is that it offers 5% cashback on supermarket, grocery and department store spends.
Check out other Standard Chartered Credit Cards
Other similar credit cards you can consider
| Credit Card | Annual Fee | Best Suited For | Key Feature |
| Standard Chartered Manhattan Platinum Credit Card | Rs. 999 | Supermarket Spends | 5% cashback when shopping at supermarkets |
| Citi Cashback Credit Card | Rs. 500 | Movies and Utilities | 5% cashback on movie tickets, telephone and other utility bill payments |
| Axis Bank ACE Credit Card | Rs. 499 | Utilities and Food Orders | 5% cashback on bill pay and recharge via Google Pay |
| Flipkart Axis Bank Credit Card | Rs. 500 | Co-branded Benefits | 5% cashback on Flipkart, Myntra and 2GUD |
| HSBC Cashback Credit Card | Rs. 750 | Online Shopping | 5% cashback on all online spends* |
| HDFC Millennia Credit Card | Rs. 1,000 | Overall Cashback Benefit | 5% cashback on Amazon and Flipkart; 1% cashback on offline spends and wallet reloads |
| Standard Chartered Super Value Titanium Credit Card | Rs. 250 | Fuel and Utilities | 5% cashback on fuel, phone and utility bills* |
| Paytm SBI Select Credit Card | Rs. 1,499 | Travel and Shopping | 5% cashback on Paytm Mall, Movies and Travel |
| Kotak Delight Platinum Credit Card | Rs. 299 | Dining and Movies | 10% cashback on dining and movies* |
*Terms and Conditions Apply.
Who should get Standard Chartered Manhattan Platinum credit card?
SCB Manhattan Platinum is a card that primarily focuses on cashback on supermarket spends. So this card is ideal for cardholders:
- Looking for cashback offers for daily expenditure
- Looking for a card specially for grocery, supermarket and department store spends
- Who frequently shop from Big Bazaar, Reliance and other similar stores
Drawbacks of SCB Manhattan Platinum credit card
There are a couple of cards that perhaps offer more or less the same benefits but with added features. With Standard Chartered Manhattan Platinum, we noticed some basic features were not covered. Some of them are:
- No fuel benefits, no fuel surcharge waiver with this card
- Low reward rate
- No airport lounge access
- No entertainment or specific travel benefits
Bottom Line
Standard Chartered Manhattan Platinum is perhaps a good choice if one is looking for cashback benefits only. Other than that, there aren’t many features that make this one stand out from the other credit cards. You should go for this one only if your purpose remains to earn cashback on your day-to-day expenditure on supermarkets. However, our alternate suggestion to this would be Standard Chartered Digismart credit card which, according to us, is an all rounder and a better choice for your daily shopping.
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