Standard Chartered Manhattan Platinum Credit Card Review

Standard Chartered Bank caters to various categories when it comes to choosing a credit card. Each card is designed for a particular purpose so customers can easily make a good choice. Standard Chartered Manhattan Platinum is one of the popular cards of the bank that focuses on everyday cashback offers with some entertainment benefits as well. Read our review of Standard Chartered Manhattan Platinum that is loaded with cashback benefits, reward points, offers and much more.

Offers you can enjoy with SCB Manhattan Platinum Credit Card

Welcome Gift: The card comes with a welcome gift of BookMyShow movie voucher worth Rs.2,000 with your first transaction which is a pretty good deal for movie lovers.

Cashback: Standard Chartered Manhattan Platinum is popular for its cashback offers. Cardholders earn 5% cashback when shopping at supermarkets which includes stores like BigBazaar, Reliance etc.

Reward Points: On other expenses, you will earn 3x reward points on every Rs.150 spent. However, earlier the card had a better reward rate and offered 5x reward points and have now reduced it to 3x only.

Additional Travel & Dining Offers

Is the Fee of SCB Manhattan Platinum worth it?

Given the annual fee of Standard Chartered Manhattan Platinum credit card is Rs.999, the card somewhere does the justice with the offers and benefits that come with it. The offers on movies, dining and travel indeed make this credit card worth the annual fee of Rs.999 as compared to other cards that come with less benefits.

Other Cashback credit cards you can opt for

While Standard Chartered Manhattan Platinum might cover most of the categories with a low annual fee, you can look at some other cashback credit cards with a better annual fee.

Who should get Standard Chartered Manhattan Platinum credit card?

SCB Manhattan Platinum is a good all-rounder credit card with its major focus on cashback and discounts. So this card is ideal for cardholders:

• Looking for cashback offers for daily expenditure
• Looking for hotel and travel benefits

Drawbacks of SCB Manhattan Platinum credit card

There are a couple of cards that perhaps offer more or less the same benefits but with added features. With Standard Chartered Manhattan Paltinum, we noticed some basic features were not covered. Some of them are:

• No fuel benefits, no fuel surcharge waiver with this card
• The reward rate has been decreased and no accelerated rewards on exisiting points as well
• The card focuses on travel benefits but does not come with any airport lounge access

Bottom Line

Standard Chartered Manhattan Platinum is perhaps a good choice if one is looking for cashback benefits only. Other than that, there aren’t many features that makes this one stand out from the other credit cards. You should go for this one only if your purpose remains to earn cashback on your day-to-day expenditure and perhaps get some good deals on travel and movie discounts. However, our alternate suggestion to this would be Standard Chartered Digismart credit card which, according to us is an all rounder and a better choice for your daily shopping.

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