|SBI SimplyCLICK Credit Card Rating|
Annual Fee ★★★★
Fuel Benefits ★★
Offers & Discounts ★★★
|Overall Rating ★★★|
Among SBI Card’s numerous credit card offerings, SBI SimplySAVE and SimplyCLICK are among the most popular cards in the market because of their easier eligibility terms. SBI SimplyCLICK credit card is a regular card with basic features and some extra benefits on online shopping, thus the name SimplyCLICK. Here is SBI SimplyCLICK credit card review to help you decide whether you should add this card to your wallet.
About SBI SimplyCLICK Credit Card in short
|Annual Fee||Rs. 499|
|Best Suited For||Online Shopping|
|Reward Rate||Up to 2.50% (10 points per Rs. 100 spent)|
|Minimum Income Required||Rs. 20,000 p.m. (Salaried)|
Rs. 30,000 p.m. (Self-Employed)
|Offers best rewards on||Amazon, BookMyShow, Cleartrip, Lenskart, Netmeds, UrbanClap, etc|
Welcome Voucher from Amazon.in
SBI SimplyCLICK card charges a joining fee of Rs. 499 but gives it back in the form of gift vouchers from Amazon.in worth Rs. 500. The voucher code will be sent to your registered mobile number and email ID, once you pay the joining fee. The voucher can be added to your Amazon Pay balance and is valid for 12 months from the date of adding. Click here for detailed terms and conditions.
Up to 10X Reward Points on your transaction
Though the credit card has a simple rewards program wherein you would earn 1 reward point per Rs. 100, online shopping would give you better reward earnings. The accelerated reward points offered would be:
- 5X rewards on all online shopping
- 10X rewards on online shopping with partners like BookMyShow, Lenskart, Cleartrip, Amazon and Netmeds
The accumulated rewards can be redeemed to get more vouchers from Amazon, Cleartrip or other partners of SBI Card.
The SimplyCLICK SBI Card is a great online shopping credit card, especially for those who frequently shop on Amazon. For instance, on Amazon and other select online partners, the card earns a solid 2.50% rewards rate (10 points per Rs. 100 spent, 4 points = Rs. 1). Furthermore, the card offers a satisfactory rewards rate of 1.25% on all online spending (5 points per Rs. 100, 4 points = Rs. 1). However, the card earns a below average rate of 0.25% (1 point per Rs. 100, 4 points = Rs. 1) on all other spending categories. Hence, this card is a good option for consumers who are seeking a card for online shopping, but not for those who are looking for an everyday use card.