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MakeMyTrip ICICI Credit Card Review: Best Card for MakeMyTrip Travel Bookings

PaisabazaarCredit Card
ICICI MMT Credit Card
MMT ICICI Bank Credit Cards Rating
Reward Points               ★★★
Ease of Redemption     ★★★
Lounge Access              ★★
Annual Fee                    ★★★
Offers & Discounts      ★★★
Overall Rating            ★★★

MakeMyTrip ICICI are co-branded credit cards that come with offers on travel and hotel bookings along with access to airport and railway lounges in India. The card has two variants – the Signature and the other being Platinum. Both credit cards come with attractive lifestyle privileges like ‘MMTBLACK Exclusive’ membership by MakeMyTrip. Here is our detailed review of both credit cards that will help you choose the best option for you.

Key Highlights of MakeMyTrip ICICI Credit Cards
Basis of Difference


MakeMyTrip ICICI Bank Signature Credit Card

 MakeMyTrip ICICI Bank Platinum Credit Card
Joining & Annual Fee Joining Fee- Rs. 2,500

Annual Fee- Nil (second year onwards)

 Joining Fee- Rs.500

Annual Fee- Nil (second year onwards)
Welcome Benefit Rs. 1,500 My Cash, Complimentary MMBLACK Exclusive membership & MakeMyTrip holiday voucher worth Rs. 2,500 Rs. 500 My Cash plus a complimentary voucher & MakeMyTrip holiday voucher worth Rs. 3,000
Reward Points Up to 4 Reward Points per Rs. 200 Up to 3 Reward Points per Rs. 200
Domestic Airport Lounge Access 2 complimentary airport lounge access per quarter 1 complimentary airport lounge access per quarter

Exclusive Welcome Benefits

You will receive the following benefits on your MakeMyTrip ICICI Bank Credit Card-

MakeMyTrip ICICI Bank Platinum Credit Card:

  1. Rs 500 My Cash
  2. MakeMyTrip holiday voucher worth Rs. 3,000
  3. Extended validity of 1.5 years on joining benefit My Cash (T&Capplied)

MakeMyTrip ICICI Bank Signature Credit Card:

  1. Rs 1,500 My Cash
  2. Complimentary MMBLACK Exclusive Membership
  3. MakeMyTrip holiday voucher worth Rs. 2,500 
  4. Extended validity of 1.5 years on joining benefit My Cash (T&Capplied)

You will receive these benefits within 45 business days post payment of your joining fee (except MakeMyTrip holiday voucher which is part of the welcome kit).

Need more options for Co-branded travel credit cards?

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MakeMyTrip ICICI Bank Milestone Rewards Programme

MMT ICICI Bank’s Reward Programme is called ‘My Cash’. For any transaction you make, you will earn My Cash whether it is on MMT or other transactions. Here are the details of My Cash programme:

Category My Cash (per Rs.200 spent)
On spending Rs.2.5 lakh in a year Earn 1,000 My Cash, each anniversary year
On spending Rs.50,000 on flights and hotels bookings on MMT Earn 1,000 My Cash, each anniversary year
Domestic Transaction other than MMT Rs.1
International Transaction other than MMT Rs.1.25
Flight bookings on MakeMyTrip Rs.2
Hotel bookings on MakeMyTrip Rs.3

My Cash Rewards Programme for ICICI MMT Signature Credit Card

For MakeMyTrip ICICI Bank Platinum Credit Card-

Category My Cash (per Rs.200 spent)
On spending Rs.5 lakh in a year Earn 1,000 My Cash, each anniversary year
On spending Rs.50,000 on flights and hotels bookings on MMT Earn 1,100 My Cash, each anniversary year
Domestic Transaction other than MMT Rs.1
International Transaction other than MMT Rs.1.25
Flight bookings on MakeMyTrip Rs.2
Hotel bookings on MakeMyTrip Rs.3

For MakeMyTrip ICICI Bank Signature Credit Card-

Category My Cash (per Rs.200 spent)
On spending Rs.5 lakh in a year Earn 4,000 My Cash, each anniversary year
On spending Rs.2.5 lakh in a year Earn 1,100 My Cash, each anniversary year
Domestic Transaction other than MMT Rs.1.25
International Transaction other than MMT Rs.1.50
Flight bookings on MakeMyTrip Rs. 2
Hotel bookings on MakeMyTrip Rs.4

Please Note: 1 My Cash = Re 1

Complimentary Domestic Lounge Access

With MakeMyTrip ICICI Bank Credit Card, you can enjoy complimentary access to airport lounges in India.

ICICI MMT Platinum Credit Card ICICI MMT Signature Credit Card
1 complimentary airport lounge visit in India per quarter 2 complimentary airport lounge visits in India per quarter

Suggested Read: Best Credit Cards with Airport Lounge Access

Additional Features of MMT ICICI Credit Cards

MMT ICICI Signature Credit Card MMT ICICI Platinum Credit Card
Railway Lounge Access – 1 complimentary access to the railway lounge (for the primary cardholders) Railway Lounge Access -1 complimentary access to the railway lounge (for the Primary cardholder)
BookMyShow & INOX – 25% discount per ticket up to INR 150 on purchase of minimum 2 tickets, up to 2 times in a month BookMyShow & INOX –25% discount up to INR 100 on purchase of minimum 2 tickets up to 2 times in a month
Fuel Surcharge Waiver – 1% fuel surcharge waiver is applicable on fuel transactions more than Rs.4,000 at HPCL pumps Fuel Surcharge Waiver– 1% fuel surcharge waiver is applicable on fuel transactions more than Rs.4,000 at HPCL pumps

What Makes ICICI MakeMyTrip Signature Credit Card different from the Platinum Variant?

ICICI Bank’s MMT Signature variant is a notch higher than the Platinum version. The card comes with a higher fee and some added partner privileges as well. The card also offers access to an invitation-only MMTDOUBLEBLACK membership where you will also receive a MMTBLACK membership that can help earn more points through spending. The card has a 2% cashback rate on travel bookings made on MakeMyTrip for hotel and holiday spending and 1% cashback for flight bookings. In addition to this, overseas spending has a rate of 0.75%. Hence, after looking at all the factors, Signature Variant seems to be a better option than the Platinum Card.

Similar Credit Cards from other Banks

Best Airline Credit Card Annual Fee Key Highlight
Air India SBI Signature Credit Card Rs. 4,999 Complimentary Air India Frequent Flyer program-Flying Returns membership
6E Rewards IndiGo HDFC Bank Credit Card Rs. 700 Complimentary Indigo ticket voucher worth Rs.1,500 on making 3 transactions or more
RBL Bank World Safari Credit Card Rs. 3,000 Bonus Travel Points on reaching milestone spends
Citi PremierMiles Credit Card Rs. 3,000 Accelerated Miles earning rate and better redemption option
Axis Vistara Signature Credit Card Rs. 3,000 Enjoy a complimentary Vistara Premium Economy class ticket
HDFC Diners ClubMiles Credit Card Rs. 1,000 Reward Redemption with leading Airline Services (1 RP= 1 Air Mile)
Standard Chartered Emirates World Credit Card Rs. 3,000 Cardholders get 5% on duty-free shopping on spending Rs.1,000 per month

Who Should Apply for ICICI MakeMyTrip Credit Cards?

You can apply for ICICI MMT Platinum or ICICI MMT Signature if your answer is YES for the below-mentioned points:

  • Your preferred travel partner is MakeMyTrip
  • You are looking for a travel credit card with domestic and international benefits

Bottom Line

Overall, ICICI MMT credit cards are a good option if your purpose remains to travel within India and abroad via MakeMyTrip.  Both the cards cover multiple features such as airport and railway lounge access, MMT memberships, and hotel vouchers. However, the points that you earn with ‘My cash’ remain limited to travel and hotel bookings only. The reward rate is also not that good when compared to other travel cards. Hence, the card is best suited for people who book their travels via MakeMyTrip exclusively. 

Check out other ICICI Bank Credit Cards
2 Comments
Ravikumar rayabarapu
November 21, 2020

How can I know my reward points on icici make my trip credit card

Reply
Team PaisaBazaar
December 3, 2020

Hi Ravikumar,
If you have registered for internet banking service for your ICICI credit card, you can check your reward points by logging into their net banking portal. If not, you can call ICICI’s credit card customer care to know your reward point balance.

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