There are certain credit cards with which the cardholders can utilise not only various facilities but also avail discounts and offers on the same. Railway Lounge access in India have been set up by Indian Railway Catering and Tourism Corporation (IRCTC) and can be availed by the cardholders with multiple facilities provided by the same. Certain credit cards by ICICI bank are best suited for Railway Lounge access in India, some of which are:
|Credit Card||Annual Fee||Benefits|
|ICICI Bank Coral||Rs.500 + GST (second year onwards)||Buy 1 movie ticket and get another ticket free from BookMyShow along with one complimentary access per quarter at Railway Lounges in India.|
|ICICI Bank Rubyx||Rs.2000 + GST||Earn up to 15,000 Payback Points every anniversary year along with two complimentary access per quarter at Railway Lounges in India.|
|MakeMyTrip ICICI Bank Platinum||Nil (second year onwards)||Get up to 2 free tickets per month valued up to Rs.250 per ticket along with one complimentary access per quarter at Railway Lounges in India.|
|MakeMyTrip ICICI Bank Signature||Nil (second year onwards)||Avail every 6th ride complimentary with Ola along with one complimentary access per quarter at Railway Lounges in India.|
Let’s have a look at these cards in detail:
ICICI Bank Coral
• Earn up to 10,000 Payback points in the anniversary year
• Fuel Surcharge Waiver of 1% on fuel transactions up to Rs.4000
• 15% dining discounts at more than 2500 restaurants domestically
• Annual Fee Waiver on spending Rs.1,50,000 in the previous year
• Avail one complimentary domestic airport lounge access every quarter
ICICI Bank Rubyx
- Cardholders get Sennheiser HD219 Headphones within the first 30 days of joining
- Avail 4 Reward Points for every Rs.100 spent internationally and 2 points for every Rs.100 spent domestically
- Enjoy 15% dining discount across 2500 restaurants within the country
- 1% fuel surcharge waiver on transactions up to Rs.4000
- 2 rounds/lessons of Golf every month on spending Rs.50,000 on retail shopping
MakeMyTrip ICICI Bank Platinum
- Avail complimentary MMTBLACK Membership with this credit card
- Buy 1 movie ticket and get another free via BookMyShow
- Lemon Tree Hotel vouchers worth Rs.2000 as welcome gift
- Get Rs.500 as My Cash on MakeMyTrip website
- 1% fuel surcharge waiver on fuel transactions up to Rs.4000
MakeMyTrip ICICI Bank Signature
- Avail Rs.1,500 as My Cash
- Get enrolled for MMTBLACK and MMTDOUBLEBLACK membership
- Avail Lemon Tree Hotel Vouchers worth Rs.2,500
- Cardholders get every 6th Ola ride free
- International Roaming Pack worth Rs.3,999 on booking via MakeMyTrip
Facilities at Railway Lounge
Cardholders can get access to a number of facilities at Railway Lounges like:
- Meals which include breakfast, lunch or dinner as per the timing of the visit
- Free Wifi
- Two hours of lounge stay in the normal seating
- Newspaper and Magazines
Any additional services that are used by the cardholder might be chargeable and should be informed to the station authorities.
How can you avail access to Railway Lounge?
The eligible cardholders need to carry their ICICI Bank credit cards before accessing the railway lounge. You can show your valid credit card at the ticket counter and they can guide you on how to access the lounge services. The important thing to not here is that the Railway Lounge can be accessed only by the Primary Cardholders.
Suggested Read: Top 10 Credit Cards for Airport Lounge Access
Where can one access the Railway Lounge?
To avail the facilities of a Railway Lounge, one can visit the below mentioned Railway Stations:
- New Delhi – Executive Railway Lounge
- Vizag Railway Lounge
- Agra – Executive Railway Lounge
- Jaipur – Executive Railway Lounge
How many Railway Lounge Access can one avail?
For ICICI Bank Coral, MakeMyTrip Platinum and MakeMyTrip Signature Credit Card, one can have only one complimentary access per quarter on these credit cards and with ICICI Bank Rubyx, one can avail two complementary accesses per quarter.
What we suggest
While most credit cards come with various benefits and offers, there are certain cards which are best suited for lounge access be it the airport or railway stations. The list mentioned in this article are only specific to ICICI Bank and along with railway lounge access, you can avail some other great offers on these credit cards too. It is therefore important you analyse your financial situation in such a way that you avail maximum benefits from them.