When looking for a credit card, what is the first thing that you notice? It could be the annual fee or a particular benefit that you seek. The look of a credit card is perhaps the last thing that you would consider and it is recommended as well. You should not get a credit card on the basis of how it looks. However, credit card issuers are still working on improving the aesthetic appeal of their credit cards in order to attract customers.
Nowadays, minimal designs are in trend and so many banks have launched credit cards with plain front and numbers on the back. This is mostly accompanied by beautiful imagery to add to the card’s aesthetics.
Coolest Designed Credit Cards in India in 2020
A credit card with an unusual design will surely attract everyone’s attention whenever you flash it at a store. So, if you are intrigued about what are the best credit cards in India based on their looks, here is a list of the coolest credit cards along with their features and eligibility
OLA Money SBI Credit Card
Annual Fee: Rs. 499
OLA Money SBI Credit Card is perhaps the most smartly designed credit card in the market right now. It has ditched the conventional landscape style of cards and switched to the portrait one. The front of the card features only the chip, contactless logo, network logo and the name of the user. Card number, CVV and valid through date is given on the back of the card. Here are some of the reasons why you should consider getting this card.
- First year fee is nil
- 7% rewards on all OLA Money spends and on Ola Postpaid spending
- 1% reward points on all other spends
- 1 reward point equals to Re. 1
- Rewards will be automatically credited to OLA Money wallet
- 5% cashback on flight bookings through Cleartrip, 20% cashback on domestic hotel booking, 6% cashback on international hotel booking and 12% cashback on booking activities
- 20% cashback on dining out at more than 6,000 restaurants
- 1% fuel surcharge waiver across all fuel stations in India
Eligibility
To be eligible for OLA Money SBI Credit Card, you should meet the following requirements. The income requirement is based on SBI Card’s internal policies.
- Should fall in the age bracket of 21 to 70 years
- Should be an existing OLA Money user
- Should be an Indian Resident
ICICI Emeralde Credit Card
Annual Fee: Rs. 12,000
ICICI Emeralde is the newest addition to the gemstone range of ICICI Bank credit cards and it is also the best looking among all of them. It follows the new trend of empty card front and numbers on the back. The emerald green color gives the card a unique classy feel. Here are a few benefits of this card:
- Buy one movie ticket on BookMyShow and get up to Rs. 750 off on the second one
- Earn 4 PAYBACK points on every Rs. 100 spent on retail
- Get one free round of golf on spending Rs. 50,000
- Complimentary membership to Dreamfolks Dragonpass Lounge Program
- 50% discount on Gold Gym annual membership
Eligibility
An applicant should meet the following requirements:
- He/she should be an Indian Resident or NRI
- He/she should be at least 21 years old
- He/she should have an active credit history
Standard Chartered Manhattan Platinum Credit Card
Annual Fee: Rs. 999
Though it has a conventional design, the imagery printed on the card makes it stand out. It features the famous Empire State Building and the urban landscape of Manhattan. Some benefits of this card are:
- 5% cashback at Supermarkets
- 3X rewards on all other expenses
- A host of lifestyle benefits under the Good Life Programme
- Discounts and deals on various brands
Eligibility
The applicant should meet the following criteria:
- He/she should be an Indian national or a Non-resident Indian
- The minimum age requirement is 21 years
- He/she should belong to a city in which SCB sources its cards
Etihad Guest SBI Card
Annual Fee: Rs. 1,499
Etihad Guest SBI Card is also a portrait style card with minimal design. Designed to offer travel benefits, the credit card has imagery that resembles air routes with airplanes. Here are a few benefits you can avail on this credit card:
- 2,500 Etihad Guest Miles as welcome benefit
- Earn 3 Etihad Guest Miles on every Rs. 100 spent on Etihad.com
- 3% discount on Economy Class ticket and 10% discount on business class ticket on Etihad.com
- Get 5,000 Etihad Guest Miles on spending Rs. 5 Lakh in a year
- Get the annual fee reversed on spending Rs. 3 Lakh in the previous year
Eligibility
Meet the following requirements in order to be eligible for this card:
- Fall in the age group of 21 to 70 years
- Be an Indian Resident
- Have an active credit history
- Have a minimum salary of Rs. 40,000 per month
Axis Bank Magnus Credit Card
Axis Bank Magnus is another portrait style credit card in India. It has an elegant look and has purple feather design on the front along with logo, chip and card name. The rest of the information is on the back of the card. Some key highlights of this card include:
- Get a complimentary domestic flight ticket
- Enjoy unlimited lounge access at domestic airports
- Get 12 international lounge visits in a year with Priority Pass Membership
- Avail 25% off at 5-star restaurants
- Buy One Get One offer on BookMyShow
- 2X rewards on travel bookings made through Yatra and MakeMyTrip
- 12 Axis eDGE reward points per Rs. 200 spent on the card
Eligibility
If you are thinking of applying for this credit card, here are the eligibility criteria:
- Age- 18 to 70 years
- Residential status- Indian
- Minimum annual income- Rs. 18 Lakh
- An active credit profile
ICICI Bank Expressions Credit Card
Annual Fee: Rs. 499
This is a unique credit card offering by ICICI Bank. You can personalize the look of your credit card by choosing a design from their extensive gallery. You can select from categories like wildlife, travel and fashion. Some benefits of this credit card are:
- Earn 3 PAYBACK Points per Rs. 100 for retail expenses
- Enjoy discount up to Rs. 100 on movie tickets booked through BookMyShow
- Avail a complimentary domestic airport lounge access every quarter
- Enjoy 15% discount on dining under the Culinary Treats Program
Eligibility
The following eligibility criteria should be met by the applicant:
- Age bracket of 21 to 60 years
- Must be an Indian Resident
- Must have an active credit history
- Should meet the income requirement set by the bank
Citi Cashback Credit Card
Annual Fee: Rs. 500
Citibank has recently changed the look of its credit cards and adopted the new minimalistic design. The front of the card only features the bank’s logo, card name, cardholder’s name and the payment network (Visa/Mastercard). Card number, valid through date, etc. will be on the back of the card. The smart and elegant design makes the card stand out.
Some key benefits of Citi Cashback Credit Card are:
- 5% cashback on movie tickets, telephone and utility bill payments
- 5% assured cashback on all other expenses
- Cashback is automatically redeemed in multiples of Rs. 500
- Earned cashback never expires
- Up to 15% discount at participating restaurants
Eligibility:
To be eligible for Citi Cashback credit card, one should meet the following requirements:
- The applicant should fall in age bracket of 23 to 60 years
- He/she should have a monthly income of Rs. 25,000 and above
- He/she should have an active credit history
- He/she should be a Resident Indian
Citibank Rewards Credit Card
Annual Fee: Rs. 1,000
Citi Rewards Credit Card has also been remodelled into a minimalistic card with card number on the back. A unique motif can be seen on most of the Citibank cards. Given below are a few reasons why you should get this credit card:
- 10X rewards on using the card at apparel and departmental stores
- 300 bonus rewards on spending Rs. 30,000 or more in a month
- Accumulated reward points never expire
- 15% discount at selected restaurants in India
Eligibility:
If you wish to get this credit card, you should meet the following criteria:
- He/she should fall in the age group of 23-60 years
- His/her income should be at least Rs. 25,000 per month
- He/she should have an active credit history
- He/she should be a citizen of India
Again, a credit may look good but not match your needs. So, you should always compare the benefits first and then choose the card.
