| Citi PremierMiles Credit Card Rating |
| Air Miles ★★★ Ease of Redemption ★★★★ Lounge Access ★★ Dining & Others ★★★ Offers & Discounts ★★★ |
| Overall Rating ★★★ |
If you are looking for a travel credit card, you will find Citi PremierMiles Credit Card to be the most common suggestion. A highly rewarding air miles program and flexibility to redeem them happens to be a remarkable feature of this card. Citi PremierMiles is available at an annual fee of Rs. 3,000 and stands as a worthy competitor to other travel credit cards like Axis Bank Miles and More and American Express Platinum Travel Credit Card. Read Citi PremierMiles Credit Card Review to know its pros and cons.
Key Highlights of Citi PremierMiles Credit Card |
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Start Your Credit Card Journey with 10,000 Miles
Citi PremierMiles Credit Card offers 10,000 Miles upfront as a welcome gift. When compared against the joining fee of Rs. 3,000, this benefit seems to be fair as the monetary value of these miles is Rs. 4,500. Every year, on payment of renewal fee, you will get 3,000 bonus miles.
Use Your Credit Card and Earn Miles
With Citi PremierMiles Credit Card, you will earn miles in this way:
- 10 Miles per Rs. 100 for booking flights or hotels on PremierMiles Website
- 4 Miles per Rs. 100 spent across all other categories
- Earned miles never expire
Citi PremierMiles website is much like the exclusive travel booking platform offered by HDFC Bank to its Regalia Credit Card users. HDFC Bank’s platform is an extended service of their offer display platform- SmartBUY, whereas PremierMiles is powered by Goibibo and hence you can expect better services at this platform.
The reason why ‘miles’ are not referred to as ‘air miles’ like other cards is because these are not directly connected to any airline’s frequent flyer program or hotel loyalty program. Read on to understand the redemption of these miles.
Make Travel Cheaper by Redeeming Your Miles
Citibank offers two ways to redeem the miles earned on Citi PremierMiles Credit Card:
Transfer to Airline Frequent Flyer Programs
You can transfer the earned miles to the Frequent Flyer Program of the Airline Partners or Loyalty Programs of Hotel Partners given below. The table also shows the time it would take for the miles to reflect in your airline or hotel loyalty account.
| Airline/Hotel Partner | Expected Time Period |
| InterMiles | 5 working days from the date of request |
| Air India | 3 working days from the date of request |
| Etihad Airways | 14 working days from the date of request |
| British Airways | 5 working days from the date of request |
| Singapore Airlines | 14 working days from the date of request |
| Thai Airways | 14 working days from the date of request |
| Cathay Pacific | 5 working days from the date of request |
| Eva Air | 5 working days from the date of request |
| Malaysia Airlines | 5 working days from the date of request |
| Qatar Airways | 5 working days from the date of request |
| Flying Blue (Air France and KLM) | 5 working days from the date of request |
| Virgin Atlantic | 5 working days from the date of request |
| Qantas | 5 working days from the date of request |
| Turkish Airlines | 5 working days from the date of request |
| Taj InnerCircle Membership | 3 working days from the date of request |
| InterContinental Hotel Group | 5 working days from the date of request |
Please note that the Miles to Air Miles transfer rate is 2:1. This means for every 2 Miles on your card, you can get 1 Air Mile in the FFP of your choice. You must have at least 100 miles in your account to initiate a transfer.
Use miles to book tickets through PremierMiles Platform
You can also book flight tickets or hotel stays directly through PremierMiles website. Online redemption option was previously available but from January 2020 onwards, miles can only be redeemed through a 3-step SMS verification process. If you wish to redeem the miles, an SMS with miles/reward redemption link will be sent to your registered mobile number. You must confirm the number of miles to redeem and then click on ‘redeem now’.
