
Paying a huge annual fee on your credit card is worth it only if you get substantial rewards in return. Otherwise, credit cards with no annual fee offer better value and more benefits in the long run. You can keep such credit cards active without incurring any extra cost. Also, if you do minimal spending on lifetime free credit cards, they can go a long way in improving your credit score as the credit utilization ratio will be lowered substantially.
Top Zero Annual Fee Credit Cards in India
Here is the list of best zero annual fee credit cards from the top bank in India-
Credit Card | Annual Fee | Key Feature | Suitable for |
HSBC Platinum Credit Card | Nil | Buy 1 Ticket Get 1 Free on BookMyShow | Movies, Shopping, Dining |
ICICI Platinum Chip Card – Visa | Nil | Minimum 15% savings on dining at partner restaurants | Dining, Fuel |
ICICI Amazon Pay | Nil | 5% cashback for Amazon Prime users on using Amazon | Online Shopping and Dining |
Kotak Gold Fortune | Nil | On spending Rs.1,50,000 in a year, you get 4 free PVR movie tickets or cashback of Rs.750 | Movies and Fuel |
Axis Insta Easy | Nil | Get 100% cash withdrawal facility | Reward Points and Dining |
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Having a credit card is very common thing but we all have to pay some annual fee for credit card charge. So i was finding the zero annual fee credit cards and after reading this blog i think i got all the information. Thank you so much for sharing!