Finding the best credit card is not just about rewards and benefits; a number of other factors should also be taken into consideration. One of these factors is your income. Your monthly income is the deciding factor on your eligibility for a particular credit card. So, here we will talk about the best credit cards for those who earn less than Rs. 25,000 a month.
Also Read: Best Credit Cards in India for Different Income Groups
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Best Credit Cards in India for People with Income Below Rs. 25,000
|Credit Card||Annual Fee||Minimum Monthly Income|
|HDFC MoneyBack Credit Card||Rs. 500||Rs. 13,500|
|SBI SimplyCLICK Credit Card||Rs. 499||Rs. 20,000|
|BPCL SBI Card||Rs. 499||Rs. 20,000|
|HDFC Easy EMI Credit Card||Rs. 500||Rs. 10,000|
|HDFC Times Titanium Credit Card||Rs. 500||Rs. 15,000|
|ICICI Bank Coral Contactless Credit Card||Rs. 500||Rs. 20,000|
my salary is 10500 rs can i apply for any credit card
Yes. HDFC Easy EMI Card and HDFC Indian Oil Visa Credit Card have the minimum income requirement of only Rs. 10,000. However, you should note that other factors would also determine your eligibility for the said cards. You can check your eligibility here- https://www.paisabazaar.com/cards.
hi my salary is 23k and credit score is 750+ will i be eligible to get citi credit card??
The minimum income requirement for Citi Credit Cards is Rs. 25,000 per month. You can apply for other credit cards like SBI SimplyCLICK, SBI SimplySAVE or HDFC MoneyBack.
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