|Axis Bank My Zone Credit Card Rating|
|Reward Points ★★★|
Annual Fee ★★★
Entertainment Benefits ★★★
Additional Benefits ★★★
|Overall Rating ★★★|
If you are looking for a credit card that is easy on your wallet, then Axis Bank My Zone Credit Card can be the right choice for you. This card comes with an annual fee of Rs. 500 and offers a wide range of benefits in the form of instant discounts on Swiggy, movie benefits, complimentary lounge access, OTT benefits, and much more. Read a complete review of this card here.
Key Highlights of Axis Bank My Zone Credit Card
|Best Suited for||Shopping and Entertainment|
|Annual Fee||Rs. 500|
|Best Feature||4 EDGE Reward Points on every Rs. 200 spent|
|Paisabazaar’s Rating||★★★ (3/5)|
Buy One Get One Free Movie Ticket
This card is a great option for movie buffs as you can avail ‘Buy One Get One Free’ movie ticket. You get a 100% discount on the second movie ticket at Paytm Movies with your My Zone Credit Card. You can avail maximum discount in a calendar month per customer is Rs. 200. You can avail this offer by using coupon code “AXIS200” to avail of the discount. You will not earn any reward points on movie transactions.
4 EDGE Reward Points
With your Axis Bank My Zone Credit Card, you are entitled to earn EDGE Reward Points on every purchase you make i.e. 4 EDGE Reward Points on every Rs. 200 spent. The card offers a 2% base rewards rate, which is a competitive rate for a card with a nominal annual fee of Rs. 500. The EDGE Reward Points can be redeemed against a variety of items including vouchers, mobile accessories, home decor, computer accessories, etc.
Note: You must know that no reward points will be credited for movie, fuel, and EMI transactions.
Free SonyLiv Subscription Worth Rs. 999
You can avail SonyLiv Premium annual subscription worth Rs. 999 on your first spend within the first 30 days of card issuance. You will also receive the voucher code via SMS on your registered mobile number. You are also eligible for the SonyLiv Premium membership renewal on spending Rs. 1.5 lakh in a card anniversary year.
40% off on Food Delivery via Swiggy
If you are someone who orders food online frequently, this card could be the right option for you as you can avail 40% off on food delivery at Swiggy and the maximum discount you get is Rs. 120 per order, but make sure your minimum food order should be Rs. 200. The best part about this feature is that you can avail discount up to 4 times a month.
Spend Rs. 2,000 and Get Flat Rs. 600 Off at Ajio
Are you a shopaholic? Well, you get a flat Rs. 600 off at AJIO on minimum spends of Rs. 2,000 using Axis Bank My Zone Credit Card. All you need to do is use coupon code “AXIS200” to avail the discount. However, this offer is only applicable on select tems.
Complimentary Lounge Access
If you are someone who likes to travel, you can apply for this card as it offers complimentary lounge access. You can only avail 1 airport lounge access within India per calendar quarter. However, if you are looking for a better option for lounge access there are other options available in the market with the same annual fee. For example, Axis Bank Ace Credit Card offers 4 complimentary lounge access within India in a year.
Other Benefits of Axis Bank My Zone Credit Card
Following are the additional benefits of Axis Bank My Zone Credit Card-
Should You Get This Credit Card?
Axis Bank MY Zone Credit Card does not only offer reward benefits but also provides a wide range of discounts across multiple categories such as travel, food, fuel, shopping, etc. Honestly, with the joining fee of just Rs. 500, you get so many benefits which is fairly a good deal. However, if you are not willing to pay the joining/annual fee of Rs. 500, then you can opt for other credit cards available in the market with zero annual fee.
Comparative Analysis With Other Credit Cards
|Credit Card||Annual Fee||Key Feature|
|SBI SimplyCLICK Credit Card||Rs. 499||10X rewards on online spends with exclusive partners|
|HDFC MoneyBack Credit Card||Rs. 500||10X rewards on online spends with exclusive partners|
|BPCL SBI Card||Rs. 499||13X reward points on fuel purchase at BPCL Petrol Pumps|
|Axis Bank Ace Credit Card||Rs. 499||5% cashback on bill payment, DTH, and mobile recharge|
|Flipkart Axis Bank Credit Card||Rs. 500||10 Reward Points on every Rs. 100 spent|
Axis Bank My Zone Credit Card is a good option if you are looking for good reward points on your credit card transactions. The card comes with a low annual fee and is easily accessible for you if you have started earning recently. You can save more, without spending much on the card in terms of joining fees and annual fees.