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Apply for a credit card online with Paisabazaar to find the right card for you ✓ Completely Digital Application Process ✓ Instant Approval ✓ 60+ credit card offers from top issuers like SBI Card, HDFC Bank, Axis Bank, American Express, etc. ✓ Lifetime free credit card offers ✓ Hassle-free 4 Step Application Process

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Updated: 08-07-2024 09:55:03 AM

Paisabazaar has partnered with several top credit card issuers in India such as SBI Card, Axis Bank, HDFC Bank, American Express and more, to make your credit card online application process a lot easier. Online credit card application is one of the most preferred ways to apply for a credit card as it saves you from the hassle of physically visiting the card issuer’s branch. It also allows you to compare features, benefits, fees and charges of multiple credit cards, before making an informed decision.

To apply for a credit card online with Paisabazaar, you simply need to enter your mobile number to check for eligible credit cards. Here is a step-by-step representation of how to apply for a credit card online with us:

How to Apply for a Credit Card through Paisabazaar

How to Apply Online through Paisabazaar for Credit Cards?

Apply Online for Top Credit Card Issuers in India

You can apply online for credit cards through Paisabazaar only for the sourced partners. We are currently partnered with the following card issuers:

SBI Credit Card HDFC Credit Card Axis Bank Credit Card
Standard Chartered Credit Card American Express Credit Card IndusInd Bank Credit Card
IDFC FIRST Credit Card Kotak Mahindra Bank Credit Card ICICI Bank Credit Card

Top Credit Cards to Apply Online in 2024

Axis Bank ACE Credit Card

ace-credit-card
4/5

Joining fee: ₹499

Annual/Renewal Fee: ₹499

5% cashback on utility bill payments and recharges via Google Pay

4% cashback on Swiggy, Zomato and Ola

Shopping
Cashback
Online Shopping
Check Eligibility

Product Details

  • 1.5% cashback on other offline & online spends
  • 4 domestic lounge access per year on spending Rs. 50,000 or more in the previous quarter
  • 1% fuel surcharge waiver across all fuel stations on transactions between Rs. 400 to Rs. 4,000
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Club Vistara IDFC FIRST Credit Card

club-vistara-idfc-first-credit-card
4/5

Joining fee: ₹4999

Annual/Renewal Fee: ₹4999

6,000 CV Points on spending Rs. 30,000 per month in the 1st 3 months

Up to 5 Premium Economy tickets as milestone benefits

Travel
Co-branded
Check Eligibility

Product Details

  • 1 Premium Economy ticket, 1 class upgrade & 3 month EazyDiner Prime Membership as welcome bonus
  • Complimentary Club Vistara Silver Membership
  • Up to 6 CV Points for every Rs. 200 spent
  • 2 complimentary visits to domestic lounges and spas per quarter
  • 12 complimentary golf lessons and 4 golf rounds per year
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Amazon Pay ICICI Credit Card

icici-bank-amazon-pay-credit-card
4/5

Joining fee: ₹0

Annual/Renewal Fee: ₹0

Up to 5% cashback on Amazon purchases

1% cashback across all offline spends

Online Shopping
Check Eligibility

Product Details

  • 5% cashback on Amazon spends for Prime members
  • 3% cashback on Amazon spends for non-Prime members
  • 2% cashback on spends at Amazon Pay partner merchants
  • 1% cashback on other spends
  • 1% waiver on fuel surcharge across all petrol pumps in India
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HDFC Regalia Gold Credit Card

hdfc-regalia-gold-credit-card
4/5

Joining fee: ₹2500

Annual/Renewal Fee: ₹2500

5X reward points on Nykaa, Myntra, Marks & Spencer and Reliance Digital

4 reward points per Rs. 150 across all retail spends

Travel
Shopping
Reward Points
Check Eligibility

Product Details

  • Complimentary Club Vistara Silver & MMT Black Elite Memberships
  • Gift voucher worth Rs. 2,500 on the payment of joining fee
  • 6 complimentary international lounge visits & 12 complimentary domestic airport lounge visits per year
  • Marks & Spencer, Reliance Digital, Myntra or Marriott vouchers worth Rs. 1,500 on Rs. 1.5 Lakh quarterly spends
  • Flight vouchers worth Rs. 5,000 on annual spends of Rs. 5 Lakh
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Cashback SBI Card

cashback-sbi-card
4/5

Joining fee: ₹999

Annual/Renewal Fee: ₹999

5% cashback on all online spends

1% cashback across all offline spends

Cashback
Online Shopping
Check Eligibility

Product Details

  • 5% cashback across all online spends with no merchant restriction
  • 1% cashback across all offline spends
  • Earn cashback of up to Rs. 5,000 per month
  • Renewal fee reversed on spending at least Rs. 2 lakh in a year
  • 1% fuel surcharge waiver of up to Rs. 100 per month
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Axis Atlas Credit Card

atlas-credit-card
4/5

Joining fee: ₹5000

Annual/Renewal Fee: ₹5000

2.5X EDGE Miles on Travel spends

Up to 12 international lounge access every year

Travel
Check Eligibility

Product Details

  • 2,500 bonus EDGE Miles as welcome benefit
  • Up to 5 EDGE Miles per Rs. 100 spent on travel
  • Redeem EDGE Miles at value of 1 EDGE Mile = 2 Partner Points
  • Milestone benefits of up to 5,000 EDGE Miles
  • Up to 18 complimentary domestic lounge visits in a year
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BPCL SBI Card Octane

sbi-bpcl-credit-card-octane
4/5

Joining fee: ₹1499

Annual/Renewal Fee: ₹1499

7.25% value back on BPCL fuel expenses

10X rewards on dining, movies, groceries & departmental store spends

Co-branded
Fuel
Check Eligibility

Product Details

  • 25 reward points per Rs. 100 spent on BPCL fuel, lubricants & Bharat Gas; 1 reward point on others
  • 6,000 reward points as welcome bonus on fee payment, 1 RP = Rs. 0.25
  • 4 complimentary visits per year to domestic VISA lounges in India
  • Fee waived on Rs. 2 lakh annual spends & Rs. 2,000 e-gift voucher on Rs. 3 lakh annual spends
  • 1% fuel surcharge waiver, up to Rs. 100 per month, on BPCL fuel spends of up to Rs. 4,000
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Myntra Kotak Credit Card

myntra-kotak-credit-card
3.5/5

Joining fee: ₹500

Annual/Renewal Fee: ₹500

7.5% off up to Rs. 750 per transaction on Myntra

Unlimited 1.25% cashback on other spends

Co-branded
Cashback
Check Eligibility

Product Details

  • 7.5% off up to Rs. 750 per transaction on Myntra
  • 5% cashback up to Rs. 1,000 per month on Swiggy, Swiggy Instamart, PVR, Cleartrip & Urban Company
  • 1.25% cashback across all other transactions
  • 2 complimentary PVR tickets of Rs. 250 each on Rs. 50,000 quarterly spends
  • 1% fuel surcharge waiver of up to Rs. 3,500 in a year on fuel spends of Rs.500 to Rs. 3,000
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HDFC Millennia Credit Card

millennia-credit-card
3.5/5

Joining fee: ₹1000

Annual/Renewal Fee: ₹1000

5% cashback on Amazon, BookMyShow, Flipkart, Myntra, Zomato & more

1% cashback on spends at other categories

Cashback
Online Shopping
Check Eligibility

Product Details

  • 1 complimentary lounge access or a voucher of Rs. 1,000 on spending Rs. 1 Lakh in a quarter
  • Up to 20% off on dining at partner restaurants via Swiggy Dineout
  • 1% fuel surcharge waiver on transactions between Rs. 400 and Rs. 5,000
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American Express SmartEarn™ Credit Card

smartearn-credit-card
3.5/5

Joining fee: ₹495

Annual/Renewal Fee: ₹495

10X Membership Rewards® Points on Zomato, Flipkart, Myntra, etc.

5X Membership Rewards® Points on spends at Amazon

Reward Points
Online Shopping
Check Eligibility

Product Details

  • 1 Membership Rewards® Point per Rs. 50 spent on other categories
  • Rs. 500 voucher each on achieving annual spends of Rs. 1.20 Lakh, Rs. 1.80 Lakh & Rs. 2.40 Lakh respectively
  • 1% convenience fee on fuel purchases above Rs. 5,000 at HPCL Petrol Pumps
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Read More about Top 25 Credit Cards
Benefits of Applying a Credit Card Online with Paisabazaar

The online application process through Paisabazaar gives you numerous benefits, such as comparison of multiple cards, instant approval and much more. Here are the reasons why you should apply for a credit card through Paisabazaar:

Hassle-free Process: If you apply online through Paisabazaar, you do not need to visit a bank branch. You can apply just by entering a few details and submitting the form. You can choose any of the credit cards as per the eligibility.

Axis-Bank-Credit-Cards-Digitally

Easy Comparison: When you apply for credit cards through a platform like Paisabazaar, you can easily compare multiple credit cards at the same time. Otherwise, you have to visit the respective website of the card issuer to look for complete details.

Pre-approved Card Offers: As and when you enter your mobile number, you can see all the eligible cards for yourself. This increases the chances of approval and your application is processes instantly. For the basic screening, you do not need to enter your PAN which means that it would not affect your credit score. It is usually done on the basis of your income and employment.

Exclusive Card Offers from India’s top banks are just a click away

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Top Credit Card Categories

If you are planning to apply for a credit card and are confused about which card should you apply for, you can look for the top credit cards offered under the popular categories by clicking on the respective links:

Best Travel Credit Cards Best Fuel Credit Cards Best Premium Credit Cards
Best Cashback Credit Cards Best Rewards Credit Cards Best Shopping Credit Cards
Best Lounge Access Credit Cards Best Dining Credit Cards Best Entertainment Credit Cards

FAQ’s on Credit Cards

Which bank gives credit cards easily?

Ans. If you meet the eligibility parameters completely, getting a credit card becomes hassle-free. Also, the chances of credit card approval are high, if you apply for a card where you are an existing customer via a savings or a salary account. In such cases, the issuer is already aware of your financial withstanding, thus, your credit card applications are approved instantly. Also, you can check online marketplaces like Paisabazaar, to get a credit card online. Paisabazaar is currently partnered with top card issuers like SBI Card, HDFC Bank, ICICI Bank, American Express, Axis Bank, Citi Bank, etc. Click here to check pre-approved offers from these issuers and get instant approval on your card application.

Which is the best credit card to apply online?

Ans. The best credit card for you would be the one that best suits your spending patterns and lifestyle habits. Applying for a credit card online, helps you get the best credit card, as that way you can compare and analyze the features, benefits, fees, and other specifications of multiple credit cards across multiple providers. Click here to compare credit cards.

Which card is better for a 15000 salary?

Ans. Varying card issuers have different income requirements across multiple credit cards. Usually entry level credit cards have a minimum income requirement of Rs. 25,000. However, if you do not meet the minimum income requirement you can check for options with your bank where you hold your salary account, or you may get secured credit cards. Some of the options for you could be ICICI Coral Contactless Credit Card, SBI BPCL Credit Card etc. Click here to Apply Now.

What is the eligibility for a credit card?

Ans. The eligibility criteria for a credit card varies across the card providers and card types. While entry level cards have an easier eligibility requirement, premium cards might require higher income requirements. In general, you must be aged above 18 years, must have a stable source of income and a good credit score above 750. Check pre-approved card offers you are eligible for.

What is the easiest credit card to get approved for?

Ans. Whether your credit card application will be approved or not depends on a lot of factors ranging from your income, age, city of residence, and occupation to credit history, past payment records, etc. So, if you have a particular card in mind, you should check its eligibility criteria or show your interest in applying for the card. However, if you are looking for a card that requires low income and is offered to first-time applicants, you can look for top entry-level credit cards.

Is it safe to apply for a credit card online?

Ans. Yes, it is completely safe to apply for a credit card online. The details you provide are confidential and are not shared with anyone except the concerned card issuer. Unless you activate your credit card, no hard inquiry is initiated on your credit profile.

How can I get a credit card for the first time?

Ans. If you have recently started a job, you can contact the bank with which you have a salary account to get your first credit card. Other card issuers would also be interested in giving you a credit card if you meet their eligibility criteria. Generally, the basic income eligibility to avail a credit card is approximately Rs. 25,000. This however may vary across one issuer to another.

Why was my credit card application rejected?

Ans. There are several reasons why your credit card application gets rejected. If you do not meet the income or other basic requirements set by the issuer, your application will not be accepted in the first place. However, if you have submitted the documents and your application got rejected, some common reasons for this include; the card issuer could not verify the information you provided in the application form, the organization you are employed with is blacklisted by the said issuer, you do not meet other internal requirements, etc. In case of any issues or doubts, you can contact the credit card customer care of the bank.

What is the minimum credit score required to apply online for a credit card?

Ans. A credit score of 750 and above is considered good for credit cards and loans. However, this does not guarantee approval. Several other factors also come into play. In fact, you can apply for a credit card even without a credit score. For instance, various banks offer pre-approved credit card offers to existing savings or current account customers.

IndusInd Bank Credit Card

 

 

 

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