| Airtel Axis Bank Credit Card Rating |
| Cashback Offers ★★★ Annual Fee ★★★ Travel Benefits ★★ Additional Benefits ★★★ |
| Overall Rating ★★★ |
If you are an Airtel customer then Airtel Axis Bank Credit Card can be the right choice for you. You can avail benefits in the form of cashback, discounts, and vouchers not only on the transactions made via the Airtel Thanks App but also on other spends. In addition, you can get offers on top brands such as BigBasket, Zomato and Swiggy. Let us take a closer look at the features and benefits of the Airtel Axis Bank Credit Card and discuss why it could be the best credit card for you.
Key Highlights of Airtel Axis Bank Credit Card | |
| Best Suited For | Cashback |
| Joining Fee | Rs. 500 |
| Annual Fee | Rs. 500 |
| Apply On | Airtel Thanks App |
| Welcome Benefit | Amazon e-voucher worth Rs. 500 |
| Best Feature | Up to 25% cashback |
| Paisabazaar Rating | ★★★(3/5) |
Amazon e-voucher Worth Rs. 500
You can avail Amazon e-voucher worth Rs. 500 as a welcome or activation benefit if you make the first transaction within 30 days of card issuance. You will receive the voucher on your registered mobile number within 30 days of meeting your requirement. As you can see, the joining fee of Rs. 500 is well compensated by cash which is equivalent to an Amazon voucher which is a fairly good deal.
Exciting Cashback Offers
| Category | Cashback | Capping |
| Airtel Mobile, DTH, and Broadband Payments on Airtel Thanks app | 25% | Up to Rs. 300 per month |
| Utility Bill Payments on Airtel Thanks app | 10% | Up to Rs. 300 per month |
| Preferred Merchants*(Swiggy/Zomato/BigBasket) | 10% | Up to Rs. 500 per month |
| Other Spends | 1% | None |
25% cashback on Airtel recharge or bills is a great way to attract a lot of customers. Additionally, 10% cashback on utility bills is also a good deal. 1% cashback is pretty decent and can be used for all sorts of spending. Hence, the total spend amount will be Rs. 1,180.
*This is to inform you that the current preferred merchants i.e.Swiggy, Zomato, and BigBasket may change at any time without any intimation from the bank.
Complimentary Lounge Access
The Airtel Axis Bank Credit Card offers 4 complimentary lounge access per calendar year. This is a great benefit, considering that most other basic credit cards do not offer any lounge access at all. So, if you are looking for a card that offers lounge access, then the Airtel Axis Bank Credit Card is a good option. However, do not make this credit card a primary choice as much other credit card offers come with more lounge access.
Must Read: Best Credit Cards with Airport Lounge Access in India March 2023
Fuel Surcharge Waiver
1% fuel surcharge waiver at all fuel stations across India on minimum transaction of Rs. 400 and maximum transaction of Rs. 4,000. Maximum waiver of Rs. 500 per statement cycle. Also, GST charged on the surcharge will not be reversed.
Other Benefits
- Dining Delights: You can enjoy up to 20% off at 4000+ partner restaurants in India
- Convert Purchases into EMI: Convert your transactions of Rs. 2,500 or more into easy EMI facility
Alternate Credit Cards You Can Apply For
There are other credit cards as well that you consider applying that offer cashback across multiple categories.
| Annual Fee | Key Feature |
| Axis Bank ACE Credit Card | Rs. 499 | 5% cashback on bill payments and recharge via Google Pay |
| Flipkart Axis Bank Credit Card | Rs. 500 | 5% cashback on Flipkart and Myntra |
| HSBC Cashback Credit Card | Rs. 750 | 5% cashback on all online spends(T&C applied) |
| HDFC Millennia Credit Card | Rs. 1,000 | 5% cashback on Amazon and Flipkart; 1% cashback on offline spends and wallet reloads |
| Standard Chartered Manhattan Platinum Credit Card | Rs. 999 | 5% cashback when shopping at supermarkets |
| Kotak Delight Platinum Credit Card | Rs. 299 | 10% cashback on dining and movies (T&C applied) |
Must Read: Popular Credit Cards in India 2023
Limitations of Airtel Axis Bank Credit Card
Undoubtedly, Airtel Axis Bank Credit Card offers decent benefits to its users. You can save on multiple categories, However, there are a few things that you should keep in mind before applying for this credit card:
- The card does not provide any cashback on fuel spends, jewelry purchases, rental payments, EMI transactions, Cash advances, Payment of outstanding balances, Payment of card fees, and other card charges
- Activation benefits can only be availed if you make the first transaction within 30 days of card issuance
- No milestone benefits can be availed through this card
- No annual fee waiver
Final Thoughts
This card is ideal for the Airtel customer who prefers cashback over rewards and miles. However, if you are looking for a similar credit card from Axis Bank with cashback offers, you can also apply for Axis Ace Credit Card, which is better in one area as it offers 2% cashback for all spends.
Have you applied yet? Share your thoughts in the comments below.
