Citibank Credit Card Offers

These are the offers that come with your new Citibank credit card. Most welcome offers remain in effect for joining or for a period of one year after the year of joining. These Citibank credit card offers vary from standard offers that allow you to buy a certain amount of merchandise from a store to those that offer you holiday vouchers or fine dining experiences. Each Citibank card comes with specific offers including the following ones.

• Citibank Reward Card: This card allows you to earn 1,000 reward points on first spend of Rs. 1,000. In addition, you can also get 1,500 reward points on first spend within 30 days of card issuance. Since most reward points can be converted into an amount for the same sum or at least half (i.e. one reward point equalling 50 paise), this works out to be a significant incentive in the hands of the user.
• Citibank Premier Miles Card: This card can be called as value for money as it gives you 10,000 miles on your first spend of Rs. 1,000 within 60 days of card booking. This card is especially great for travellers who can easily redeem the miles on their next trips in the international and / or domestic market.
• Indian Oil Citibank Platinum Card: Customers will get free fuel of Rs. 250 on first spend on their card within 30 days of issuance. These Citibank credit card offers are one the most popular as every individual who owns a car can benefit from the reward points.
• Citibank Prestige Card: This is a lifestyle card that represents a high-end standard of living. You receive the welcome benefits of this card every year. You will receive 10,000 bonus air miles and vouchers worth Rs. 10,000 from Taj Group or ITC Hotels per year. This makes the card a must-have for the elite businesspeople who need to travel for work or even for regular people who can smartly use their card for high value purchases such as airline tickets or hotel bookings.

The official partner of Citibank under this category is MakeMyTrip. Citibank provides two offers on travel and related categories.

Offer 1: These Citibank credit card offers are available on holiday package bookings that comprise of hotel accommodation, airport transfers, airfare, and at least one sightseeing activity. Places eligible for this offer include Singapore, Malaysia, Thailand, Europe, Bali, Dubai, Mauritius, Hong Kong, Bhutan, Australia, New Zealand, Sri Lanka and Maldives in the international circuit. Domestically, the card covers the Andaman Islands, the North-East region, Himachal Pradesh, and Ladakh and Kashmir in Jammu and Kashmir. All Citibank debit and credit card holders are eligible for this offer. Citibank credit card offers an additional cashback of 5% which is capped at Rs. 10,000. Some other details of the offer are explained below.

• The offer is valid for two or more passengers only, excluding child and infants.
• To avail the offer, bookings have to be made between the specified dates. All payments have to be made up to a certain date using Citibank credit / debit cards. Customers can make multiple payments using these Citibank credit or debit cards but the cashback will be credited only to the first card used for making the payment.
• This cashback will be calculated based on the booking ID but not on the number of transactions.
• To book under this offer, customers can call 1800-102-8900 or visit the bank’s retail branch offices. You can also visit the site www.makemytrip.com or use the brand’s mobile app to make the booking.
• The offer is not available on Electronic Data Capture (EDC) machines. The cashback will be credited within 60 days from the transaction date.

Offer 2: This offer is available on domestic and international flights. Both domestic and international flight offers can be availed through Citibank credit / debit cards except through corporate credit cards issued by the brand. Under this offer, customers will get a cashback of up to Rs. 1,200 by using the Promo Code ‘FLYNOW.’ The cashback will be credited within 60 days from the transaction date.

The domestic flight offer is available on all Tuesdays between 16:00 hrs (4:00 pm) and 22:00 hrs (10:00 pm) from 12 April 2016 onwards to the specified date. In addition, the international flights and hotels offer is available on all Saturdays within the dates specified. Both the offers are available on the MakeMyTrip mobile app as well as website. Customers should note that it is valid for one transaction per card.
Both of these offers can be helpful in saving a significant amount of money on travel expenses as you would get cashback for many major expenses.

This facility is available with a wide array of Citibank retail partners across several categories such as apparels, electronic goods, computers and laptops, healthcare and fitness, etc. The interest rate on the amount differs as per the tenure of the EMI but it is levied on a reducing monthly balance basis. The offers are available for different cities.

The interest rate for the EMI facility is given below for reference:

Tenure/No. of EMIs	Interest Rate (Per annum)
3 Months	13%
6 Months	13%
9 Months	15%
12 Months	15%
18 Months	15%
24 Months	15%

Other details of the offers as per their category are provided below. In case of city-specific offers, we have provided the deals from the cities of New Delhi and Mumbai.

• Apparels: Under this category, Citibank has partnered with the lifestyle brand, Shoppers’ Stop. The offer is available in New Delhi in Ambience Mall, Ansal Plaza, and selected Shoppers’ Stop outlets. Customers can pay through 3 to 6 EMIs on which interest is applicable, under this offer.
• Healthcare and Fitness: In the healthcare and fitness segment, Citibank has collaborations with Pinnacle Fitness Equipment, Vibes, and VLCC Healthcare. Citibank credit card offers are available on listed partner outlets and customers can pay in the form of 3 to 6 EMIs.
• Electronic Goods: Several selected merchants across New Delhi are authorised to make Citibank credit card offers for electronic goods. The tenure or number of EMIs depends on the consumer preferences and amount of purchase.
• Books and Gifts: Citibank has some of the larger names in the segment as partners. Citibank partner merchant in this field include Landmark in Mumbai, among others. The EMIs for selected purchases allow customers to buy merchandise on their credit cards and pay back the purchase through 3-6 EMIs.
• Computers and Laptops: This is another favourite user segment as customers can get the latest products and benefit from Citibank credit card offers also. Citibank has prominent partner merchants in Mumbai and Delhi offering easy EMIs of 3 to 6 months or more for specific products.
• Departmental Store: Reliance Fresh and Mango Plus are the partner merchants in Mumbai for grocery shopping. Citibank credit card offers you easy payment facility in 3 to 6 EMIs.
• Home Furnishings: In the home furnishings department, Citibank is partnered with a host of leading bands such as Hindware Home, Home Town, and Tangent Furniture Pvt. Ltd. Hindware Home has two selected outlets in Delhi and has only one listed outlet in Mumbai. Home Town has three listed outlets in Delhi and Tangent Furniture has two listed outlets in Mumbai. Under these Citibank credit card offers, customers can purchase home furnishings with their Citibank credit cards and pay through 3, 6, 9, or 12 EMIs as per their convenience.
• Watches: In the lifestyle segment, Citibank provides offers to all credit card holders on the purchase of Titan watches. The merchants are located in all the major locations in New Delhi as well as across India and offer easy EMIs of 3 to 6 months.
• Mobiles and Accessories: In the mobiles and accessories category, Citibank credit card offers deals from multiple partners across various cities in the country. All of them accept Citibank credit cards and provide EMI facility on selected products.
• Others: Citibank has also collaborated with brands like Sharekahn.com India Pvt. Ltd. and Vodafone respectively in Mumbai and New Delhi to offer great deals to their credit card customers.

Citibank provides its credit card customers a wide range of special offers. These include cashback and discounts that allow the people to save a significant amount of money on regular as well as fine dining experiences across the country. In addition to a range of Citibank credit card offers, there are others such as 500 incremental EazyRupees on downloading the Eazy Diner app and 2 times more EazyRupees on booking the EazyDiner platform. Customers will also get an exclusive 2-week booking window on the launch of new diners or restaurants. Moreover, Citibank customers get preference in booking or tie-up reservation.

Although Citibank has a large number of partners in this segment, only the established names are given here for easier reference. You can check the Citibank website for complete information about all the dining partners. Some of the major partners include:

• Domino’s Pizza: The pizza chain has more stores than any other partner listed in the Citibank partner catalogue. The brand has a significant number of restaurants across the country including several in each major city. Customers save 15% of the total expenditure on a minimum bill of Rs. 250 by using their Citibank credit cards. The offer is available for Citibank debit card holders also.
• Bollywood Bistro: This is another popular cafe located in New Delhi where Citibank credit card holders can save a minimum of 15% on their total bill.
• Smokin Joe’s: The restaurant branch located in Mumbai offers 15% savings on pizza bill for Citibank credit card holders.
• Zesto: This restaurant offers 15% savings on total bill for Citibank credit card customers.

Citibank also has partnerships with popular online merchants such as BigBasket, SnapDeal, Flipkart, Amazon, etc. All of these partners offer easy EMIs, cashback and special discounts for Citibank credit and debit card holders. Such offers also include 20% cashback offers on purchases from BigBasket. Cashbacks are credited within 60 to 90 days from the transaction.

Citibank Credit Card Offers – Privileges

The benefits of Citibank credit cards do not just end here. Apart from the EMI facility, every Citibank credit card comes with special privileges that are unique in nature. Some of those privileges are detailed here.

• Citibank Cashback Card: You can avail up to 20% savings on dining bills across more than 2,000 restaurants and cafes. These Citibank credit card offers ensure you save even as you dine in your favourite restaurants.
• Citibank Rewards Card: This card offers concierge service that allows you to plan your family functions, parties, send flowers, reserve tables, and plan trips. Customers just have to call 1800-114-999 to avail the service.
• Citibank PremierMiles Card: This card provides you a complimentary lounge access at key airports in the country. You will also get an air accident insurance cover of up to Rs. 1 crore and lost card liability cover of up to Rs. 2 lakhs.
• Citi Privilege Card: This is a special card with unique lifestyle privileges. The Citibank credit card offers customers a personalised welcome worldwide with elevated loyalty programmes of global partners. Such programmes include British Airways Executive Club upgrade and 5,000 bonus miles on completing your British Airways flight by using their Citi Prestige card. Also, customers will receive an Etihad Guest Gold membership and 5,000 bonus miles along with Taj Epicure Plus plan and InnerCircle Gold membership. In addition, Citibank credit card offers customers Jade membership of Shangri-La’s Golden Circle and gold status of Hilton Honors. Other premium benefits of this card include tee-off at selected golf courses across the world and up to 20% savings at listed luxury spas. Being a Citibank premium card customer, the user gets to explore the world with Luxe City Guides as well.