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Citibank Credit Card Offers 2021

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Updated: 15-04-2021 03:33:18 AM

In addition to the regular features and benefits, Citibank credit cards also provide a diverse range of offers. These offers can be in the form of discount, cashback and other deals on travel bookings, shopping, healthcare and so on. Please check the table below for more details on Citibank credit card offers.

Top Citibank Credit Card Offers 2021

Top offers running on Citibank credit cards are:

CategoryOffer DetailsCodeValidity
TravelMakeMyTrip 10% discount, up to Rs. 1,000 on domestic flight bookingsFLYNOW27 Apr 2021
MakeMyTrip 10% off, up to Rs. 7,500 on international flight bookingsCITISUPER24 Apr 2021
Booking.com 10% cashback on hotel bookings–12 Apr 2021
DiningCafe Delhi Heights 15% off (applicable in 19 locations)*–31 Oct 2021
Moti Mahal Delux 20% off on total bill; not valid on buffer–30 Nov 2021
Ramada (Cafe Rouge, Bar & Lounge, Fennel, etc.) 15% on food & soft drinks*–30 Nov 2021
ShoppingAjio Gold 50% + 15% Extra Off; on minimum purchase of Rs. 2,000**AJIOCITI1531 Aug 2021
US Polo Flat Rs. 1,000 off on minimum transaction of Rs. 7,000**CTUS1k30 Jun 2021
Bata Flat 15% savings on minimum transaction of Rs. 1,299**BATACITY1530 Jun 2021

*not valid on buffet & alcoholic beverages

**not applicable on Citi Corporate credit cards

Citibank Credit Card Offers on Travel
Citibank Credit Card Offers on Dining
Citibank Credit Card Offers on Shopping
Citibank Credit Card EMI Facility

Citibank Credit Card Offers on Travel

Citibank has partnered up with travel sites to provide you with discounts and cashback on travel related bookings. Currently you can avail the following offers:

ProviderOffer DetailsCodeValidity
MakeMyTrip10% discount, up to Rs 1,000, on domestic flight bookingsFLYNOW27 Apr 2021
MakeMyTrip10% off, up to Rs. 7,500 on international flight bookingsCITISUPER24 Apr 2021
Booking.com10% cashback on hotel bookingsNA31 Dec 2021

Explore Deals & Privileges Offered by other Citibank Credit Cards

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Citibank Credit Card Offers on Dining

Citibank has partnered with many restaurants, eateries, franchises to offer you a discount and cashback. Currently, you can get the following offers on your credit card:

ProviderOffer DetailsValidity
EazyDiner20% off, up to Rs. 500, on bills over Rs. 150031 Mar 2021
Radisson – Cafe NH820% off on Food & Soft drinks*30 Nov 2021
Radisson Gurugram – Cafe Central15% off on Food & Soft Drinks*30 Nov 2021

*not valid on buffet & alcoholic beverages

You can visit the Citibank website to know if your favourite local restaurant has partnered with Citibank to offer discounts.

Citibank Credit Card Offers on Shopping

As a Citibank credit cardholder, you can also get offers and privileges on shopping at select retail or online stores. Currently, you can avail the following offers:

ProviderOffer DetailsCodeValidity
Ajio Gold50% Off + extra Rs. 2,000 savings on min. transaction of Rs. 5,000AGCITI30 Jun 2021
Shoppers Stop15% off on minimum purchase of Rs. 2,500MC1431 Mar 2021
Wonderchef20% off; on purchase via Wonderchef websiteWCCITI2030 JUN 2021

Citibank Credit Card EMI Facility

Citibank also gives you the option to convert big-ticket purchases into EMIs. You may apply for any one of the following EMI options.

No-cost EMI | Post Purchase EMI Conversion | Instant EMI

No Cost EMI – As the name suggests, this option allows you to purchase an item and then pay for it over an extended period without incurring an interest rate. Tenure for such no-cost EMIs can vary as per the product and the time of purchase. Online shopping websites like Amazon offer this option for Citibank credit card users. It is advised to check the merchant website for the latest updates as they can change anytime.

Instant EMI – If you convert a purchase into EMI at the time of payment then you have opted for Instant EMI. You will incur interest on this EMI. Typically the tenure ranges from 3 to 12 months. However, you might get a higher tenure option as well which will result in higher interest payout. Citibank is currently running EMI Offers in collaboration with the following merchants:

Merchant Category Tenure (in months)
AmazonOnline Shopping3, 6, 9, 12, 18 & 24
FlipkartOnline Shopping3, 6, 9, 12, 18 & 24
MakeMyTripTravel3, 6, 9 & 12
GoibiboTravel3 & 6
Vijay SalesElectronics3, 6, 9 & 12

Note: The aforementioned list is not exclusive. Offers are subject to change.

Post Purchase EMI Conversion – It is applied when you choose to convert a purchase into EMI after billing, i.e. after you’ve paid via your credit card. This option can be availed if you are finding yourself unable to pay the entire credit card bill as a lump sum.

Citibank currently provides two options as follows:

  • Option 1: Citi FlexiBill
Citi FlexiBill EMI Conversion Option
Minimum PurchaseRs. 2,501
Maximum PurchaseRs. 6.5 lakh
Tenure (in months)6, 12, 24, 36 & 48
ChargesOne-time fee of 2.5% of loan amount or Rs. 300 (+GST)

 

Features
  • No lock-in period; can be pre-closed anytime
  • Prepayment charges – 3% on unpaid principal (+ taxes)
  • No paperwork involved; completely online process
  • Option 2: Citi PayLite
Citi PayLite EMI Conversion Option
Minimum PurchaseRs. 2,501
Maximum PurchaseNA
Tenure3, 6, 12 & 24
ChargesOne-time fee of 2.5% of loan amount or Rs. 200 (+GST)
Features
  • No lock-in period; can be pre-closed anytime
  • Prepayment charges – 3% on unpaid principal (+ taxes)

Important points regarding Post-Purchase EMI Conversion: 

  • Applicable only before the due date
  • Not valid on gold purchases
  • EMIs will block the purchase amount on your credit limit
  • Interest rate on post-purchase conversion can be higher than instant EMI

Wondering if you should convert your dues into EMI?

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Citibank Credit Card
(4.5/5 ) 1833 Reviews
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Aug 7, 2019
5/5
Citi bank team

The lost card was replaced quickly by the Citi bank team.

Aug 7, 2019
5/5
Glad

Glad that the agents were helpful when I had lost my card while traveling to Mauritius.

Aug 7, 2019
5/5
Super relieved

Super relieved that there were never any hidden cost or charges applicable on this card.

Aug 7, 2019
5/5
Card points

I used my card points for the redemption at the rewards portal.

Aug 7, 2019
5/5
Happy

Happy with the fine variety in the manner of redemption of this card.

Aug 7, 2019
5/5
Super content

Super content with the rewards and the offers applicable on this card.

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