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Citibank Rewards Credit Card – A Low Cost Rewards Card

Home Credit Card CITIBANK Citibank Rewards Credit Card

Citibank Rewards Credit Card is designed for frequent shoppers. Cardholders can earn bonus reward points and redeem them against gift vouchers and items from Citibank rewards catalogue. Read below to know more about Citibank Rewards Credit Card.

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हिंदी में पढ़े
Updated: 13-05-2022 07:33:32 AM

Important: As per RBI guidelines, issuance of new credit cards on Mastercard platform has been discontinued until further notice. Normal card services will continue for existing users.

Key Highlights of Citibank Rewards Credit Card

Citi Rewards Credit Card
Card TypeMid-level
Best Suited ForShopping
Annual FeeCommunicated at the time of sourcing
Welcome Benefit1,500 reward points on the first spend within 30 days of card issuance
Best Feature10X Rewards on every INR 125 spent at Apparel & Department Store
Paisabazaar Rating★★★(3/5)
On this page

Citibank® Rewards Credit Card – Features and Benefits
Citibank® Rewards Credit Card – Fees and Charges
Citibank® Rewards Credit Card – Eligibility Criteria
Should you get Citibank Rewards Credit Card?
Compare Similar Credit Cards from Other Banks
Citibank Rewards Credit Card – FAQs

Citibank® Rewards Credit Card – Features and Benefits

Cardholders can enjoy the following features and benefits on this credit card:

Welcome Benefits – Get 1,500 bonus points on your first spend made within 30 days of card issuance. Get 1,000 bonus points on your first spend of Rs. 1,000 made within 60 days of card issuance.

Reward Points –

  • Users earn 1 reward point for every Rs. 125 spent.
  • 10x points are earned on every Rs. 125 spent on apparel and departmental store.
  • Earn 300 bonus points on spending Rs. 30,000 or more in a month
  • Reward points never expire

Cashback value per point – Rs. 0.35

Citibank® Rewards Credit Card – Fees and Charges

The fees and charges associated with the Citibank Rewards Credit Card are:

ParticularsAmount
Joining FeeCommunicated at the time of sourcing
Annual FeeCommunicated at the time of sourcing
Finance Charges3.75% p.m. /45% p.a.
Late Payment Fee
  • NIL for statement balance up to Rs. 2000
  • Rs. 600 for statement balance above Rs. 2000 and up to Rs. 7,500
  • Rs. 950 for statement balance above Rs. 7,500 and up to Rs. 15,000
  • Rs. 1,300 for statement balance above Rs. 15,000

Citibank® Rewards Credit Card – Eligibility Criteria

CriteriaDetails
OccupationSalaried
Serviceable CitiesClick here for the list of eligible cities
Documents RequiredClick here for the list of documents required

Suggested Read: Citibank Rewards Credit Card Full Review

No income documents are needed for Citibank Credit Cards when applied through Paisabazaar

Should you get Citibank Rewards Credit Card?

If you are a shopaholic, Citibank Rewards Credit Card is the best option for you as it offers lots of deals and discounts across multiple categories. Moreover, the reward points earned do not expire and can be redeemed as per your choice. 

Apart from this card, Citi Bank also offers credit cards across different categories. You can apply online for best Citi Credit Cards and find the right card for you.

Compare Similar Credit Cards from Other Banks

Credit Card Annual FeeReward Points
Citibank Rewards Credit CardCommunicated at the time of sourcingUsers earn 1 reward point per Rs. 125 spent. 10x points are earned on apparel and departmental store spends
HDFC Freedom Credit CardRs.500Earn 500 reward points as a welcome gift and 500 reward points on payment of renewal fee
ICICI Bank Coral Contactless CardRs.500Earn 2 PAYBACK points per Rs. 100 spent
HDFC Platinum Times Credit CardRs.1,000Earn 3 reward points per Rs. 150 spent

*On spending Rs.2 lakh annually
**On spending Rs.4 lakh annually

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Citibank Rewards Credit Card – FAQs

What is the annual Fee charged on this credit card?

The annual fee charged on this credit card is Rs.1,000.

Can users get an annual fee waiver on this credit card?

Yes, users can get an annual fee waiver on this credit card as long as they spend over Rs. 30,000 in a membership year.

Does this credit card let users make contactless Payments?

Yes, users can use Citbank Rewards Credit Card for contactless payments. Do note that contactless payment can be carried out at only those terminals that accept contactless payment.

Citibank Credit Card
(4.5/5 ) 1833 Reviews
Write a review
Sara Aug 7, 2019
5/5
Citi bank team

The lost card was replaced quickly by the Citi bank team.

Kashish Aug 7, 2019
5/5
Glad

Glad that the agents were helpful when I had lost my card while traveling to Mauritius.

Sushma Aug 7, 2019
5/5
Super relieved

Super relieved that there were never any hidden cost or charges applicable on this card.

Kajol Aug 7, 2019
5/5
Card points

I used my card points for the redemption at the rewards portal.

Haneet Aug 7, 2019
5/5
Happy

Happy with the fine variety in the manner of redemption of this card.

Sonika Aug 7, 2019
5/5
Super content

Super content with the rewards and the offers applicable on this card.

View All Reviews
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