Citibank Rewards Credit Card is designed for frequent shoppers. Cardholders can earn bonus reward points and redeem them against gift vouchers and items from Citibank rewards catalogue. Read below to know more about Citibank Rewards Credit Card.
50+ Credit Cards from Top Banks
Compare Best Offers
Completely Digital Process
Exclusive Pre-Approved Cards waiting for you
Error: Please enter a valid number
Which bank’s credit card are you using?
×Top Banks
All Banks
Key Highlights of Citibank Rewards Credit Card | |
 | |
| Best Suited For | Shopping |
| Annual Fee | Rs. 1,000 (Waived off on spending Rs. 30,000 in a year) |
| Welcome Benefit | 1,500 reward points on the first spend within 30 days of card issuance |
| Best Feature | 10X Rewards on every INR 125 spent at Apparel & Department Store |
| Paisabazaar Rating | ★★★(3/5) |
| On this page |
Cardholders can enjoy the following features and benefits on this credit card:
Welcome Benefits – Get 1,500 bonus points on your first spend made within 30 days of card issuance. Get 1,000 bonus points on your first spend of Rs. 1,000 made within 60 days of card issuance.
Reward Points –
Cashback value per point – Rs. 0.35
*The above offer is valid till September 30, 2022. Click here to view the detailed terms and conditions.
The fees and charges associated with the Citibank Rewards Credit Card are:
| Particulars | Amount |
| Joining Fee | Rs. 1,000 |
| Annual Fee | Rs. 1,000 (Waived off on spending Rs 30,000 in a year) |
| Finance Charges | 3.75% p.m. /45% p.a. |
| Late Payment Fee |
|
| Criteria | Details |
| Occupation | Salaried or Self-employed |
| Serviceable Cities | Click here for the list of eligible cities |
| Documents Required | Click here for the list of documents required |
Suggested Read: Citibank Rewards Credit Card Full Review
| No income documents are needed for Citibank Credit Cards when applied through Paisabazaar |
If you are a shopaholic, Citibank Rewards Credit Card is the best option for you as it offers lots of deals and discounts across multiple categories. Moreover, the reward points earned do not expire and can be redeemed as per your choice.
Apart from this card, Citi Bank also offers credit cards across different categories. You can apply online for best Citi Credit Cards and find the right card for you.
| Credit Card | Annual Fee | Reward Points |
| Citibank Rewards Credit Card | Communicated at the time of sourcing | Users earn 1 reward point per Rs. 125 spent. 10x points are earned on apparel and departmental store spends |
| HDFC Freedom Credit Card | Rs.500 | Earn 500 reward points as a welcome gift and 500 reward points on payment of renewal fee |
| ICICI Bank Coral Contactless Card | Rs.500 | Earn 2 PAYBACK points per Rs. 100 spent |
| HDFC Platinum Times Credit Card | Rs.1,000 | Earn 3 reward points per Rs. 150 spent |
*On spending Rs.2 lakh annually
**On spending Rs.4 lakh annually
Exclusive Card Offers from India’s top banks are just a click away
Error: Please enter a valid number
. How can I apply for Citibank Rewards Credit Card?
You can apply online as well as offline for Citibank Rewards Credit Card. The bank allows you to fill out an application form through its official website. You need to submit the duly filled application form and attach relevant documents to apply for this credit card. Additionally, you can also apply offline by visiting any of the nearest branches of Citibank.
What is the annual fee charged on this credit card?
The annual fee charged on this credit card is Rs.1,000.
Can users get an annual fee waiver on this credit card?
Yes, users can get an annual fee waiver on this credit card as long as they spend over Rs. 30,000 in a membership year.
Does this credit card let users make contactless Payments?
Yes, users can use Citbank Rewards Credit Card for contactless payments. Do note that contactless payment can be carried out at only those terminals that accept contactless payment.
Does Citibank Rewards Credit Card charge a cash advance fee?
Yes, Citibank Rewards Credit Card comes with a cash advance fee of 2.5% of the withdrawn amount or a minimum of Rs. 500. Therefore, it is advisable not to withdraw cash using a credit card as it incur high charges and can also impact your credit score negatively.
I have lost my Citibank Rewards Credit Card. How can I claim the lost card protection facility on my credit card?
The claim procedure for the lost card protection facility involves the submission of all necessary documents like dispute form, police complaint, FIR copy, passport copy, etc. with the bank within 30 days of the disputed transaction. Moreover, you need to inform Citibank regarding the loss of your credit card as soon as possible to avail this facility.
