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Citibank Rewards Credit Card is designed for frequent shoppers. Users can earn bonus reward points, cash back, gift vouchers and so on. Additional details of the credit card are mentioned below.
Best suited for
Annual Fee: ₹ 1000
Waived off on annual spends > ₹30000
Joining Fee: ₹ Nil
For Spends > ₹30000 Annually
Best Suited For – Shopping, Rewards and Dining
*Offers are from Paisabazaar's partner Banks & NBFCs.
Eligibility and Documentation
|Minimum Income||Rs. 25,000 per month|
|Serviceable Cities||Click here for the list of eligible cities|
Along with your application form, you should also submit valid proof of identity, address and income. Given below is the list of documents that can be accepted.
Get up to 2,500 Reward Points on using their card within 60 days of card issuance
Earn 1 reward point for every Rs. 125 spent. Get 10X rewards on apparel and departmental store spends
Citibank concierge service allows you to send flowers, arrange parties, make dining and movie ticket reservations as well as get travel assistance.
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Fee and Charges
|Annual Fee||Rs. 1,000 (waived off on spending Rs. 30,000 in the preceding year)|
|Cheque/ECS/ACH bounce charge||Rs. 500 per returned instrument|
|Extended Credit Charges||3.25% p.m. /39% p.a.|
|Outstation Cheque Charge (based on the value of the cheque)||Up to Rs. 10,000 – Rs. 50 per cheque|
Rs. 10,001 to Rs. 1,00,000 – Rs. 100 per cheque
Above Rs. 1,00,001 – Rs. 150 per cheque
|Reissue of lost, stolen or damaged card||Rs. 100|
|Cash Advance Charges||2.5% on the billed amount withdrawn*, subject to a minimum of Rs. 500|
|Railway ticket booking surcharge||1.8% of the transaction value|
|Fuel transaction charge||1% of the transaction amount, subject to a minimum of Rs. 10. Waived at Indian Oil Corporation outlets for transactions on Citi EDCs (electronic data capture terminals)|
|Overlimit Charges||2.5% of the amount (excluding fees, charges and taxes) over the credit limit, subject to a minimum of Rs. 500|
|Late Payment Fee|
Citibank Credit Card Customer Care Details
|Citibank Credit Card Customer Care||Details|
|Customer Care Number (when calling from India)||1860 210 2484|
|Number for calling Citibank from outside of India||+91 22 4955 2484|
How to Apply for Citibank Rewards Credit Card
You can apply for Citi Rewards Credit Card through Paisbazaar.com following the steps given below:
After a successful online application, you will get a call from Paisabazaar or Citibank to decide the right time and place for document collection. Once the documents are submitted, the bank will review them along with the application form. After successful verification, the card will be sent to your communication address.
Alternatively, you can apply for this credit card directly from Citi Bank’s website or by visiting the nearest Citi Bank branch.
What is the annual Fee charged on this credit card?
The annual Fee charged on this credit card is Rs.1000.
Can users get an annual fee waiver on this credit card?
Yes, users can get annual fee waiver on this credit card as long as they spend over Rs. 30,000 in a membership year.
Does this credit card let users make contactless Payment?
Yes, users can transact amount up to Rs. 2,000 using this credit card. Do note that contactless payment can be carried out at only those terminals that accept contactless payment.
|Credit Card||Annual Fee||Reward Points||Net Savings|
|Citibank Rewards Credit Card||Rs. 1,000||Users earn 1 reward point per Rs. 125 spent. 10x points are earned on apparel and departmental store spends||Rs. 5,483*|
|HDFC Freedom Credit Card||Rs.500||Earn 500 reward points as a welcome gift and 500 reward points on payment of renewal fee||Rs. 1,744*|
|Standard Chartered Super Value Titanium Credit Card||Rs.750||Earn 1 reward point for every Rs. 150 spent|
|ICICI Bank Coral Contactless Card||Rs.500||Earn 2 PAYBACK points per Rs. 100 spent||Rs.10,636*|
|HDFC Platinum Times Credit Card||Rs.1,000||Earn 3 reward points per Rs. 150 spent||Rs.5,444*|
*On spending Rs.2 lakh annually
**On spending Rs.4 lakh annually
People also looked for the following rewards credit cards:
|Credit Card||Annual Fee||Key Feature||Paisabazaar Rating|
|Earn 1 Membership Reward Point on every Rs. 50 spent. Offer not valid on Fuel, Insurance, Utilities and Cash Transactions|
Customers earn 1,000 bonus Membership Reward Points if they use their credit card 4 times per month to transact Rs. 1,000 or more
|Earn 5X reward points on dining and fuel spends|
Earn 1 reward point on every spending of Rs. 150 on all the other categories
|Earn 3 reward points on every Rs. 100 spent on Grocery and Supermarket spends|
Earn 2 reward points are earned per Rs. 100 spent on other categories
|Earn 1000 Reward Points on successful sign-up|
Earn 3 Reward Point per Rs. 150 spent on retail