Apply now for Citibank PremierMiles Card
An Ideal Travel Credit Card
*Offers are from Paisabazaar's partner Banks & NBFCs.
Citi® PremierMiles Credit Card is suitable for frequent travellers. The card provides access to domestic and international airport lounges along with exclusive deals on flight tickets, hotel bookings and car hire, which makes it an ideal travel credit card. Cardholders can accumulate air miles that can be redeemed to buy flight tickets.
| On this page |
This travel credit card by Citibank offers the following benefits to its users –
Welcome Benefits – Spend Rs. 1,000 or more in the first 60 days of card activation and get 10,000 miles as a welcome gift
Air Mile Benefits – Get 10 air miles on every Rs. 100 spent on airline transactions made at Premier Miles official website and hotel bookings made with select partners. Redeem air miles against flight tickets, hotel bookings, taxi hire and car rentals. Accumulated air miles never expire so they can be redeemed without blackout dates
Complimentary Air Travel – Get access to premium services of ‘Premier Miles’ offering complimentary air travel across the globe
Lounge Access – Access to domestic and international lounges at airports with light refreshments and business facilities
Frequent Flyer Program – Members of Frequent Flyer Program can earn 10 air miles for every Rs. 100 spent on Citi PremierMiles® Credit Card.
Dining Privileges – Enjoy up to 15% discount at select restaurants across the country
Insurance – Get complimentary Air Accident Insurance coverage and Lost Card Liability Cover of Rs. 1 Crore and Rs. 2 Lakh respectively
Suggested Read: Top 5 Credit Cards for Airport Lounge Access
Under the Citibank Rewards Program, Citi® PremierMiles credit cardholders can enjoy the following benefits –
New cardholders can enjoy the welcome benefits of Citi® PremierMiles Credit Card in the form of 10,000 bonus miles. Users will be eligible for this gift on spending Rs. 1,000 within the first 60 days of card activation.
Annual Fee – The Citi® PremierMiles Credit Card attracts an annual fee of Rs. 3,000 which will be billed in the first statement and then every 12 months thereafter. The card is complimentary for Citigold Clients.
Interest Rate – The interest rate on this credit card varies between 37.20% and 42.00% per annum depending on credit limit utilization, repayment pattern, spending habits, etc.
You have to follow the simple steps mentioned below to apply for this card:
What is the annual fee charged on this credit card?
The annual fee charged on this credit card is Rs. 3,000.
How are air miles are earned on this credit card?
Users earn 10 air miles per Rs. 100 spent at Premier Miles official website.
Does the card provide insurance coverage to the user?
Yes, users get Air Accident Insurance coverage of Rs. 1 crore and Lost Card Liability Cover of Rs. 2 Lakh.
Does the card offer other privileges besides air miles?
Yes, Citi® PremierMiles Credit Card offers Lounge Access, 15% discount on Dining bills, and so on.
| Credit Card | Annual Fee | Reward Points | Net Savings |
| Citi® PremierMiles | Rs. 3,000 | Earn 10,000 Air miles on spending Rs. 1000 within 60 days of issuance | Rs. 11,616* Rs. 21,732** |
| SBI Card Prime | Rs. 2,999 | Earn 20 Reward Points on spending Rs. 100 on utility bills and 10 Reward Points on spending Rs.100 on dining, groceries etc. | Rs. 10,337* Rs. 16,661** |
| American Express Platinum Travel | Rs. 5,000 | Earn Welcome Gift of 5000 milestone bonus membership Reward Points | Rs. 8,520* Rs. 34,640** |
| SBI Card Elite | Rs. 4,999 | Earn up to 50,000 bonus reward points worth Rs. 12,500 and 5X Reward Points on dining, departmental stores etc. | Rs. 12,081* Rs. 20,661** |
| American Express® Platinum ReserveSM Credit Card | Rs. 10,000 | Earn 1 Membership Rewards Point per Rs. 50 spent. Offer not valid on fuel, insurance, utilities and cash transaction | Rs. 3,970* Rs. 10,190** |
*On spending Rs. 2 lakh annually
**On spending Rs. 4 lakh annually
Other recommended travel credit cards are:
| Credit Card | Annual Fee | Key Feature | Paisabazaar Rating |
Rs. 4,999 | Complimentary Membership to Air India Frequent Flying Program Earn 4 Reward Points on every Rs. 100 spent | 3.6/5 | |
Rs. 3,000 | Access to International Airport Lounges Enjoy Complimentary Golf Game once a year | 3.7/5 | |
Rs. 4,999 | Foreign Mark-up Fee is just 1.99% Earn 2 Reward Points per Rs. 100 spent internationally | 4.6/5 | |
Rs. 10,000 | Get complimentary Club Vistara Gold Membership Earn 6 Reward Points for every Rs. 200 spent | N.A. |
