Citi® PremierMiles Credit Card is suitable for frequent travellers. Cardholders can accumulate air miles that can be redeemed to buy flight tickets. The card provides access to domestic and international airport lounges along with exclusive deals on flight tickets, hotel bookings and car hire, which makes it an ideal travel credit card.
Exclusive Offer! Spend Rs. 7,500 in the first 60 days and get Amazon Gift Card worth Rs. 2,000.
Citi® PremierMiles Credit Card - Features and Benefits
This travel credit card by Citibank offers the following benefits to its users –
Welcome Benefits – Spend Rs. 1,000 or more in the first 60 days of card activation and get 10,000 miles as a welcome gift.
Air Mile Benefits – Get 10 air miles on every Rs. 100 spent on airline transactions made at Premier Miles official website and hotel bookings made with select partners. Redeem air miles against flight tickets, hotel bookings, taxi hire and car rentals. Accumulated air miles never expire so they can be redeemed without blackout dates.
Complimentary Air Travel – Get access to premium services of ‘Premier Miles’ offering complimentary air travel across the globe.
Lounge Access – Access to domestic and international lounges at airports with light refreshments and business facilities.
Frequent Flyer Program – Members of Frequent Flyer Program can earn 10 air miles for every Rs. 100 spent on Citi PremierMiles® Credit Card.
Dining Privileges – Enjoy up to 15% discount at select restaurants across the country.
Insurance – Get complimentary Air Accident Insurance coverage of Rs. 1 crore. Also, get Lost Card Liability Cover of Rs. 10 lakh.
Suggested Read: Top 5 Credit Cards for Airport Lounge Access
Citi® PremierMiles Credit Card - Rewards Program
Under the Citibank Rewards Program, Citi® PremierMiles credit cardholders can enjoy the following benefits –
- The cardholder gets 10,000 air miles on spending Rs. 1000 within 60 days of issuance
- 3,000 Air Miles are credited on card renewal
- Earn 10 Air Miles on every Rs. 100 spent on airline transactions
- Accelerate your air mile earnings 10 times when booking tickets or hotel stays through the Premier Miles official website
- Get 1 Frequent Flyer Air Mile for every 2 miles when transferring air miles to partner airlines
- Instantly redeem your rewards at Premier Miles official website for booking air tickets and hotels
- Avail instant reward redemption facility on Indigo, Goibibo and Yatra.com
- Transfer air miles to 9 airline partners in a 2:1 ratio by calling Citibank’s 24×7 customer care
- Redeem rewards at domestic and international hotel partners including Club Carlson (2 Miles = 1 Point), IHG Rewards Club (1 Mile= 1 Point) and Taj Innercircle (10 Miles = 1 TIC Point)
Citi® PremierMiles Credit Card - Fees and Charges
|Annual Fee||Rs. 3,000|
|Cheque/ECS/ACH bounce charge||Rs. 350 per returned instrument|
|Extended Credit Charges||Between 37.20% and 42.00% per annum|
|Outstation Cheque Charge (based on the value of the cheque)||Up to Rs. 10,000 – Rs. 50 per cheque|
Rs. 10,001 to Rs. 1,00,000 – Rs. 100 per cheque
Above Rs. 1,00,001 – Rs. 150 per cheque
|Reissue of lost, stolen or damaged card||Nil|
|Cash Advance Charges||2.5% on the billed amount withdrawn*, subject to a minimum of Rs. 500|
|Railway ticket booking surcharge||1.8% of the transaction value|
|Fuel transaction charge||1% of the transaction amount, subject to a minimum of Rs. 10. Waived at Indian Oil Corporation outlets for transactions on Citi EDCs (electronic data capture terminals)|
|Overlimit Charges||2.5% of the amount (excluding fees, charges and taxes) over the credit limit, subject to a minimum of Rs. 500|
|Late Payment Fee||NIL for statement balance up to Rs.1,000|
Rs.100 for statement balance above Rs.1,000
Citi® PremierMiles Credit Card - Eligibility Criteria
|Minimum Income for Salaried Applicants||Rs. 25,000 per month|
|Serviceable Cities||Click here for the list of eligible cities|
Along with your application form, you should also submit valid proof of identity, address and income. Given below is the list of documents.
|Proof of Identity||PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI|
|Proof of Address||Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 month’s old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account Statement|
|Proof of Income||Latest one or 2 salary slip (not more than 3 months old), Latest Form 16, Last 3 months’ bank statement|
|No income documents needed for Citibank Credit Cards when applied through Paisabazaar|
How to Apply for Citi® PremierMiles Credit Card
You have to follow the simple steps mentioned below to apply for this card:
- Click here to apply for Citi® PremierMiles Credit Card
- Enter basic details such as occupation type, mobile number, monthly income, pin code, etc. and click on “View Offers”
- Select Citi® PremierMiles Credit Card from the list and click on “Check Eligibility”
- Now enter your personal details and click on “Submit Details”
- Once submitted successfully, an executive will get in touch with you for documentation
- After the bank’s approval, the card will be delivered to the address mentioned in the form
What is the annual fee charged on this credit card?
The annual fee charged on this credit card is Rs. 3,000.
How are air miles are earned on this credit card?
Users earn 10 air miles per Rs. 100 spent at Premier Miles official website.
Does the card provide insurance coverage to the user?
Yes, users get Air Accident Insurance coverage of Rs. 1 crore and Lost Card Liability Cover of Rs. 2 Lakh.
Does the card offer other privileges besides air miles?
Yes, Citi® PremierMiles Credit Card offers Lounge Access, 15% discount on Dining bills, and so on.
Compare Premium Credit Cards by Other Banks
|Credit Card||Annual Fee||Reward Points||Net Savings|
|Citi® PremierMiles||Rs. 3,000||Earn 10,000 Air miles on spending Rs. 1000 within 60 days of issuance||Rs. 11,616*|
|SBI Card Prime||Rs. 2,999||Earn 20 Reward Points on spending Rs. 100 on utility bills and 10 Reward Points on spending Rs.100 on dining, groceries etc.||Rs. 10,337*|
|American Express Platinum Travel||Rs. 5,000||Earn Welcome Gift of 5000 milestone bonus membership Reward Points||Rs. 8,520*|
|SBI Card Elite||Rs. 4,999||Earn up to 50,000 bonus reward points worth Rs. 12,500 and 5X Reward Points on dining, departmental stores etc.||Rs. 12,081*|
|American Express® Platinum ReserveSM Credit Card||Rs. 10,000||Earn 1 Membership Rewards Point per Rs. 50 spent. Offer not valid on fuel, insurance, utilities and cash transaction||Rs. 3,970*|
*On spending Rs. 2 lakh annually
**On spending Rs. 4 lakh annually
Other Travel Credit Cards
Other recommended travel credit cards are:
|Credit Card||Annual Fee||Key Feature||Paisabazaar Rating|
|Complimentary Membership to Air India Frequent Flying Program|
Earn 4 Reward Points on every Rs. 100 spent
|Access to International Airport Lounges|
Enjoy Complimentary Golf Game once a year
|Foreign Mark-up Fee is just 1.99%|
Earn 2 Reward Points per Rs. 100 spent internationally
|Get complimentary Club Vistara Gold Membership|
Earn 6 Reward Points for every Rs. 200 spent