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Citi PremierMiles Credit Card is one of the best travel credit cards in India. The card has a very rewarding air miles program and the flexibility to use the miles with several leading airlines makes this card great for frequent travelers. Here is all you need to know about Citi PremierMiles Credit Card.
This travel credit card by Citibank offers the following benefits to its users –
Welcome Benefits – Spend Rs. 1,000 or more in the first 60 days of card activation and get 10,000 miles as a welcome gift.
Renewal Benefit- Get 3,000 bonus miles on card renewal.
Air Mile Benefits- Get up to 10 air miles on every Rs. 100 spent. Accumulated air miles never expire so they can be redeemed without blackout dates.
Dining Privileges – Enjoy up to 20% discount at select restaurants across the country.
Personal Accident Insurance Cover- Personal Accident Insurance cover of Rs. 1 crore in the event of loss of life resulting from air accident.
Under the Citibank Rewards Program, Citi® PremierMiles credit cardholders can enjoy the following benefits –
Reward Redemption
| Fee/Charge | Amount/Rate |
| Joining Fee | Rs. 3,000 (+GST) |
| Annual Fee | Rs. 3,000 (Complimentary for Citigold customers maintaining the required Net Relationship Value with Citibank) |
| Finance Charges | 3.75% p.m. (45% p.a.) |
| Late Payment Fee | NIL for statement balance up to Rs. 2,000 Rs.100 for statement balance above Rs. 2,000 |
*Click Here for the most important terms and conditions.
| Criteria | Details |
| Occupation | Salaried |
| Minimum Income for Salaried Applicants | Rs. 25,000 per month |
| Serviceable Cities | Click here for the list of eligible cities |
Along with your application form, you should also submit valid proof of identity, address and income. Given below is the list of documents.
| Proof of Identity | PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI |
| Proof of Address | Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 month’s old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account Statement |
| Proof of Income | Latest one or 2 salary slip (not more than 3 months old), Latest Form 16, Last 3 months’ bank statement |
| No income documents needed for Citibank Credit Cards when applied through Paisabazaar |
*T&C Apply
You have to follow the simple steps mentioned below to apply for this card:
If you are a frequent traveller who wishes to avail air mile benefits, then Citi PremierMiles Credit Card is the best option for you. The earned air miles never expire so you can continue to earn thousands of miles and redeem whenever you want.
What is the annual fee charged on this credit card?
The annual fee charged on this credit card is Rs. 3,000.
How are air miles are earned on this credit card?
Users earn 10 air miles per Rs. 100 spent at Premier Miles official website.
Does the card provide insurance coverage to the user?
Yes, users get Air Accident Insurance coverage of Rs. 1 crore and Lost Card Liability Cover of Rs. 10 Lakh.
Does the card offer other privileges besides air miles?
Yes, Citi® PremierMiles Credit Card offers Lounge Access and 15% discount on Dining bills.
| Credit Card | Annual Fee | Reward Points | Net Savings |
| Citi® PremierMiles | Rs. 3,000 | Earn 10,000 Air miles on spending Rs. 1000 within 60 days of issuance | Rs. 11,616* Rs. 21,732** |
| SBI Card Prime | Rs. 2,999 | Earn 20 Reward Points on spending Rs. 100 on utility bills and 10 Reward Points on spending Rs.100 on dining, groceries etc. | Rs. 10,337* Rs. 16,661** |
| American Express Platinum Travel | Rs. 5,000 | Earn Welcome Gift of 5000 milestone bonus membership Reward Points | Rs. 8,520* Rs. 34,640** |
| SBI Card Elite | Rs. 4,999 | Earn up to 50,000 bonus reward points worth Rs. 12,500 and 5X Reward Points on dining, departmental stores etc. | Rs. 12,081* Rs. 20,661** |
| American Express® Platinum ReserveSM Credit Card | Rs. 10,000 | Earn 1 Membership Rewards Point per Rs. 50 spent. Offer not valid on fuel, insurance, utilities and cash transaction | Rs. 3,970* Rs. 10,190** |
*On spending Rs. 2 lakh annually
**On spending Rs. 4 lakh annually
Other recommended travel credit cards are:
| Credit Card | Annual Fee | Key Feature | Paisabazaar Rating |
Rs. 4,999 | Complimentary Membership to Air India Frequent Flying Program Earn 4 Reward Points on every Rs. 100 spent | 3.6/5 | |
Rs. 3,000 | Access to International Airport Lounges Enjoy Complimentary Golf Game once a year | 3.7/5 | |
Rs. 4,999 | Foreign Mark-up Fee is just 1.99% Earn 2 Reward Points per Rs. 100 spent internationally | 4.6/5 | |
Rs. 10,000 | Get complimentary Club Vistara Gold Membership Earn 6 Reward Points for every Rs. 200 spent | N.A. |
For Citibank Credit Card Terms and Conditions, refer to this link.
The lost card was replaced quickly by the Citi bank team.
Glad that the agents were helpful when I had lost my card while traveling to Mauritius.
Super relieved that there were never any hidden cost or charges applicable on this card.
I used my card points for the redemption at the rewards portal.
Happy with the fine variety in the manner of redemption of this card.
Super content with the rewards and the offers applicable on this card.
