Counted among the best fuel credit cards in India, IndianOil Citi Platinum Card rewards its users in the form of Turbo Points which can be redeemed at authorized IndianOil Fuel Stations. The card also gives extra rewards on grocery and supermarket spends making it a good choice for your everyday purchases. More benefits of this card are given below.
IndianOil Citi® Platinum Credit Card- Features and Benefits
The card comes with a host of features and benefits which are mentioned below.
Welcome Benefit- Get 250 Turbo Points on making the first transaction within 30 days of card issuance.
Reward Points –
- Users earn 4 Turbo Points for every Rs. 150 spent on IOC stations
- 2 Turbo Points are earned per Rs. 150 spent at groceries and supermarkets
- 1 Turbo Point per Rs. 150 spent on all other categories
- Earned Turbo Points never expire
Duty Free Benefit – Get up to 15% cashback on duty free shopping with Citi Credit and Debit cards issued in India.
Travel Offers – 10% instant saving on domestic and international travel via MakeMyTrip
Annual Fee Waiver – If users are able to spend Rs. 30,000 in a year on this credit card then they don’t have to pay the annual fee
Fuel Surcharge Waiver – Cardholders do not have to pay the 1% fuel surcharge on using the card at authorized IndianOil fuel stations
Dining Offers – Cardholders can get up to 15% discount at partner restaurants
IndianOil Citi® Platinum Credit Card- Fees and Charges
The fees and charges associated with Citibank Indian Oil Platinum Credit Card are:
|Annual Fee||Rs. 1,000 (waived off on spending Rs. 30,000 or more in the previous year)|
|Finance/Interest Charges||3.75% per month /45% p.a.|
|Late Payment Fee||NIL for statement balance up to Rs. 2000|
Rs. 600 for statement balance above Rs. 2000 and up to Rs. 7,500
Rs. 950 for statement balance above Rs. 7,500 and up to Rs. 15,000
Rs. 1,300 for statement balance above Rs. 15,000
*Click Here for the most important terms and conditions.
IndianOil Citi® Platinum Credit Card- Eligibility Criteria
|Minimum Income for Salaried Applicants||Rs. 25,000 per month|
|Serviceable Cities||Click here for the list of eligible cities|
Along with your application form, you should also submit valid proof of identity, address and income. To view the documents required for Citibank Credit Cards, Click Here.
|Paisabazaar ensures hassle-free application for Citibank Credit Cards. No income documents required|
How to Apply for IndianOil Citi® Platinum Credit Card
Customers can easily apply for Citibank Indian Oil Platinum Credit Card. The steps are:
- Click here to start the credit card application process
- Enter the required details and proceed
- All the eligible credit cards will be displayed to the user.
- Filter out Citi Bank Credit Cards from the list
- Customer should then click on ‘Check Eligibility’ against Citibank Indian Oil Platinum Credit Card and then provide the required detail
- Customer should then fill the detailed application form and submit it
Post submission, the customer will get a call from Paisabazaar to take the application process further.
Alternatively, users can apply for this credit card directly from Citi Bank’s website or by visiting the nearest Citi Bank branch.
What is the annual Fee charged on Citibank Indian Oil Platinum Credit Card?
The annual Fee charged on this credit card is Rs.1000.
Can users get annual fee waiver on Citibank Indian Oil Platinum Credit Card?
Yes, users can get an annual fee waiver on this credit card as long as they spend at least Rs. 30,000 in the previous year.
Does this credit card offer Concierge Service?
Yes, Citibank Indian Oil Platinum Credit Card offers concierge service to its users.
Compare Similar Credit Cards from Other Banks
|Credit Card||Annual Fee||Reward Points / Offers||Net Savings|
|Citibank Indian Oil Platinum Credit Card||Rs.1,000||Get up to 71 litres of free fuel annually|
|BPCL SBI Card||Rs.499||Earn 13X Reward Points on fuel purchases at BPCL petrol pumps||Rs.2,515*|
|Standard Chartered Super Value Titanium Credit Card||Rs.750||Get up to 5% cash back on fuel spends|
|SBI SimplyCLICK Credit Card||Rs.499||Get Fuel Surcharge Waiver|
*On spending Rs.2 lakh annually
**On spending Rs.4 lakh annually
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|Credit Card||Annual Fee||Key Feature||Paisabazaar Rating|
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Enjoy Fuel Surcharge waiver
|Get Fuel Surcharge waiver|
Earn 2 PAYBACK Points per Rs.100 spent on Retail
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Earn 10 Reward Points for every Rs 100 spent on Dining, Movies, Departmental Stores and Grocery Spends
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Get 2,000 bonus reward points worth Rs. 500 on joining
For Citibank Credit Card Terms and Conditions, refer to this link.