Citi Bank offers its customers credit cards to indulge lavishly in shopping and also earn rewards while shopping. Citi Bank Rewards Domestic Credit Card is one such credit card which has a lot to offer on its platter. Redemptions like cash back on utility bill payments, travel benefits, air miles, gifts etc. are all the various benefit attached with the card.
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Citibank Rewards Domestic Credit Card Features and Benefits
Here are some features and benefits of Citibank Rewards Domestic Credit Card:
Reward Points – Earn 10 Reward Points for every Rs.125 spent on Apparel and Departmental stores and earn 1 Reward Point on every Rs.125 spent with this card anywhere
Welcome Gift – The card offers 1000 bonus points at the time of joining of the card, if the card holder spends Rs.1,000 on the card within the 60 days of the issue of the card.
No Expiry on Reward Points – The reward point on the credit card does not expire and the card holder can redeem these reward points according to his will and usage which can be gift vouchers or air miles.
Entertainment Privileges – Enjoy Offers and discount on shopping, dining, movies and EMI with this credit card
Personal Conceirge Services – Personal Concierge is available for the card holder, which gives them assistance while planning for party, or making reservation for the dinning and etc.
EMI Privileges – Flexible EMI options are available with this credit card with more than 2000 consumer electronics, phone outlets and retail chains
Save on Annual Fee – If you spend Rs.30,000 annually, your Annual Fee gets zero on this card. Otherwise, the Annual Fee on this card remains Rs.1000
|Citibank Rewards Domestic Credit Card|
People looking for Reward Points
Customers seeking shopping discounts
Card Holders wanting dining privilege
People looking for Air Miles
Customers looking for Lounge Access
Card Holders seeking Golf Benefits
Citibank Rewards Domestic Credit Card Fee and Charges
|Joining Fee||Communicated at the time of sourcing|
|Annual Fee||Communicated at the time of sourcing|
|Cash Advance Fee||2.5% on the amount withdrawn with subject to minimum of Rs.500|
|Over Credit Limit Charge||2.5% of the amount over the credit limit|
|Railway ticket booking surcharge||1.8% of the transaction value|
|Outstation Cheque Charge|| |
Up to Rs.10000 – Rs.50 per cheque
Rs.10001 to Rs.100000 – Rs.100 per cheque
Amount above Rs100001 – Rs.150 per cheque
|Statement Request (beyond 3 months)||Rs.100|
|Re-issue of damaged or stolen card||Rs.100|
Citibank Rewards Domestic Credit Card Eligibility and Documents Required
To apply for Citibank Rewards Domestic credit card, you need to fulfil the following criteria:
- You need to be in the age bracket of 18-70 years
- The individual should be Inidan or Non Resident Indian
- The Add-on credit card holder should be above the age of 15
Documents Required to apply for Citibank Rewards Domestic Credit Card
|Proof of Identity||PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI|
|Proof of Address||Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 month’s old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account Statement|
|Proof of Income||Latest one or 2 salary slip (not more than 3 months old), Latest Form 16, Last 3 months’ bank statement|
How to apply for Citibank Rewards Domestic Credit Card?
Customers who want to apply for Citibank Rewards Domestic Credit card can apply for it either on the bank’s website or by visiting the nearest Citibank branch. Once your documentation is complete and application is approved, your credit card will be delivered to the mentioned address within 7-10 working days.
Citibank Rewards Domestic Credit Card FAQs
What are the late payment fee charges on this credit card?
The late payment charges are:
- Nil for amount up to Rs.1000
- Rs.450 for amount more than Rs. 1000 up to Rs.5000
- Rs.700 for amount more than Rs.5000 up to Rs.10000
- Rs.950 for amount more than 10000
What is cheque bounce fee on this credit card?
If the payment is made through NACH/ECS or cheque, there is bounce fee that is charged on this credit card. The fee is communicated at the time of sourcing.
What is the process of paying my credit card bill?
You can pay your credit card bill with the following methods:
- Standing Instruction
- Cheque or Cash