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Citi® Cash Back Credit Card – One of the Best Cashback Cards

Home Citibank Citi® Cash Back Credit Card – One of the Best Cashback Cards

Citi Cash Back Credit Card offers exclusive cashback on movie ticket bookings, utility bill payments and various other spends. With this credit card, you get a cashback that is directly credited to your statement and never expires if unredeemed. To know more about the features and benefits of this card, read below.

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Updated: 13-05-2022 07:38:37 AM

Key Highlights of Citi® Cash Back Credit Card

Citi Cash Back Credit Card
Card TypeMid-level
Best Suited ForEveryday Expenditure
Annual FeeCommunicated at the time of sourcing
Minimum Income RequiredRs. 3,00,000 p.a.
Welcome BenefitNA
Best Feature5% cashback on utility and telephone bill payments and movie ticket purchases.
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Important: As per RBI guidelines, the issuance of new credit cards on the Mastercard platform has been discontinued until further notice. Normal card services will continue for existing users.

On this page

Citi® Cash Back Credit Card - Features and Benefits
Citi® Cash Back Credit Card - Fees and Charges
Citi® Cash Back Credit Card- Eligibility Criteria
Should you get Citi® Cash Back Credit Card?
Compare Similar Credit Cards from Other Banks
Citi® Cash Back Credit Card – FAQs

Citi® Cash Back Credit Card - Features and Benefits

Cashback Offer – Users can earn 5% cashback when they use this card to settle telephone bills, buy a movie ticket or pay utility bills through the Citi Bill Pay or Citibank Online Payments. On other transactions, the user will get 0.5% cashback.

Note: Maximum monthly cashback of Rs. 200 can be earned in each of these categories.

Statement Credit – Cashback earned is auto-credited into the statement in the multiples of Rs. 500. Unredeemed cashback is evergreen which means it never expires.

EMI Conversion Offer – Users can convert their big purchases into easy EMIs

Dining Discount- Up to 20% discount across participating restaurants. Click here to find a Citibank partner restaurant near you

Citibank Cashback Credit Card Terms and Conditions

Citi® Cash Back Credit Card - Fees and Charges

The fees and charges associated with Citi Cash Back Credit Card are

ParticularsAmount
Joining FeeCommunicated at the time of sourcing
Annual FeeCommunicated at the time of sourcing
Interest Charges3.75% p.m. (45% p.a.)
Late Payment Fee
  • NIL for statement balance up to Rs. 2,000
  • Rs. 600 for statement balance above Rs. 2,000 and up to Rs. 7,500
  • Rs. 950 for statement balance above Rs. 7,500 and up to Rs. 15,000
  • Rs. 1,300 for statement balance above Rs. 15,000

Click here to check other associated fees and charges.

Citi® Cash Back Credit Card- Eligibility Criteria

The eligibility criteria for the Citibank Rewards Credit Card are mentioned below:

CriteriaDetails
Minimum IncomeRs. 3,00,000 per annum
Serviceable CitiesClick here for the list of serviceable cities
Documents RequiredClick here for the list of documents required

Should you get Citi® Cash Back Credit Card?

Citi Cash Back Credit Card is a good option for people looking for rewards every time they swipe their credit cards. Customers who frequently use credit cards for their everyday purchases can benefit from this card as it offers lucrative cashback on telephone bills, utility payments, movie ticket purchases, etc.

Compare Similar Credit Cards from Other Banks

Credit Card Annual FeeReward Points
Citi® Cash Back Credit CardRs. 500Get up to 5% Cashback when buying movie tickets or settling bill payments
Standard Chartered Super Value Titanium Credit CardRs. 7505% cashback on fuel, phone and utility bills
ICICI Bank Coral Contactless CardRs. 500 1 Reward Point on every Rs.100 spent on utilities and insurance categories
IndusInd Bank Platinum Aura Credit CardNilEarn 4 Reward Points at departmental stores

Citi® Cash Back Credit Card – FAQs

What is the annual fee on this credit card?

The annual fee on this credit card is communicated at the time of sourcing.

What is the interest charged on Citi® Cash Back Credit Card?

The interest charged on this card is 3.75% per month (45% annualized).

Does the card reward Utility Bill spend?

Yes, users can earn 5% cash back on utility bill payments as long as they pay their bills through Citibank Online Bill Pay.

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