Citi® Cash Back Credit Card

Cashback Offer – Users can earn 5% cashback when they use this card to settle telephone bill, buy a movie ticket or pay utility bill through Citibank Online Bill Pay service. On other transactions, the user will get 0.5% cashback.

Note: Maximum monthly cashback of Rs. 100 can be earned in each of these categories.

Statement Credit – Cashback earned is auto-credited into the statement in the multiples of Rs. 500. Unredeemed cashback is evergreen which means it never expires.

EMI Conversion Offer – Users can convert their big purchases into easy EMIs

Dining Discount- Up to 20% discount across participating restaurants. Click here to find a Citibank partner restaurant near you, .

Citibank Cashback Credit Card Terms and Conditions

The fees and charges associated with Citi Cash Back Credit Card are

Click here to check other associated fees and charges.

The eligibility criteria for the Citibank Rewards Credit Card are mentioned below:

• Applicants should be over 21 years and below 65 years of age
• Indian citizens only can apply for this card
• Customers must have a regular source of income
• He/she should not have defaulted on payments

Customers are also required to submit key documents like income proof, identity proof and residence proof for verification. This is mandatory and the bank will not process the application form without these necessary documents.

Customers can easily apply for this credit card by following the below-mentioned steps.

1. Click here to start the credit card application process
2. Enter the details requested
3. Customers then get to see all the credit cards that they are eligible for. Filter out Citi Bank Credit Cards from the list
4. Check eligibility for this card
5. Users will then be asked if they have applied for this credit card in the last 6 months. Answer it
6. If eligible, the customer can fill the detailed application form and submit

After a successful online application, the customer will get a call from a representative of Paisabazaar to take the application process further.

Alternatively, users can apply for this credit card directly from Citi Bank’s website or by visiting the nearest Citi Bank branch.

What is the annual fee on this credit card?

The annual fee on this credit card is Rs. 500.

What is the interest charged on Citi® Cash Back Credit Card?

The interest charged on this card is 37.5% per month (45% annualized).

Does the card reward Utility Bill spend?

Yes, users can earn 5% cash back on utility bill payment as long as they pay their bills through Citibank Online Bill Pay.

*On spending Rs.2 lakh annually **On spending Rs.4 lakh annually

Suggested Cashback Credit Cards are-

For Citibank Credit Card Terms and Conditions, refer to this link.