Citi Cash Back Credit Card offers exclusive cashback on movie ticket bookings, utility bill payments and various other spends. With this credit card, you get a cashback that is directly credited to your statement and never expires if unredeemed. To know more about the features and benefits of this card, read below.
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Key Highlights of Citi® Cash Back Credit Card | |
 | |
| Best For | Everyday Expenditure |
| Annual Fee | Rs. 500 |
| Best Feature | 5% cashback on utility and telephone bill payments and movie ticket purchases. |
| Paisabazaar Rating | ★★ (2.5/5) |
Also Read: Top 10 Credit Cards in India for 2022
| On this page |
Cashback Offer – Users can earn 5% cashback when they use this card to settle telephone bills, buy a movie ticket or pay utility bills through the Citi Bill Pay or Citibank Online Payments. On other transactions, the user will get 0.5% cashback.
Note: Maximum monthly cashback of Rs. 200 can be earned in each of these categories.
Statement Credit – Cashback earned is auto-credited into the statement in the multiples of Rs. 500. Unredeemed cashback is evergreen which means it never expires.
EMI Conversion Offer – Users can convert their big purchases into easy EMIs
Dining Discount- Up to 20% discount across participating restaurants. Click here to find a Citibank partner restaurant near you
Citibank Cashback Credit Card Terms and Conditions
The fees and charges associated with Citi Cash Back Credit Card are
| Particulars | Amount |
| Joining Fee | Rs. 500 |
| Annual Fee | Rs. 500 |
| Interest Charges | 3.75% p.m. (45% p.a.) |
| Late Payment Fee |
|
Click here to check other associated fees and charges.
The eligibility criteria for the Citibank Rewards Credit Card are mentioned below:
| Criteria | Details |
|---|---|
| Age Requirement | 21 to 60 years |
| Serviceable Cities | Click here for the list of serviceable cities |
| Documents Required | Click here for the list of documents required |
Citi Cash Back Credit Card is a good option for people looking for rewards every time they swipe their credit cards. Customers who frequently use credit cards for their everyday purchases can benefit from this card as it offers lucrative cashback on telephone bills, utility payments, movie ticket purchases, etc.
| Credit Card | Annual Fee | Reward Points |
| Citi® Cash Back Credit Card | Rs. 500 | Get up to 5% Cashback when buying movie tickets or settling bill payments |
| Standard Chartered Super Value Titanium Credit Card | Rs. 750 | 5% cashback on fuel, phone and utility bills |
| ICICI Bank Coral Contactless Card | Rs. 500 | 1 Reward Point on every Rs.100 spent on utilities and insurance categories |
| IndusInd Bank Platinum Aura Credit Card | Nil | Earn 4 Reward Points at departmental stores |
What is the annual fee on this credit card?
The annual fee on this credit card is communicated at the time of sourcing.
What is the interest charged on Citi® Cash Back Credit Card?
The interest charged on this card is 3.75% per month (45% annualized).
Does the card reward Utility Bill spend?
Yes, users can earn 5% cash back on utility bill payments as long as they pay their bills through Citibank Online Bill Pay.
