Long weekend or planned annual breaks, vacation with friends are something we all look forward to. The sun kissed beaches of Goa or the majestic hills in the north lure us towards them and given any chance we will be off without second thoughts. However, have you ever wondered if you are spending less time […]
Keeping a tab on your credit score is extremely important in today’s loan-intensive lifestyle. Credit reports today have become mainstays of any card or loan application. They disclose how your past behavior has been with respect to secured and unsecured debt. Therefore, banks look at an applicant’s credit report before making any decision. Simply put, […]
Personal loan is often refered to as an all-purpose loan as you can use the money as you please. It’s a good way to generate short-term liquidity. However, at times, commonplace errors lead to loan rejection. Avoid making the following mistakes to quicken your loan approval process: Not Clarifying the Details For Taking the […]
Structurally personal loans and credit cards are similar as they are both forms of unsecured debt (i.e. no collateral for either). Additionally, both require dedicated monthly repayments (EMIs for a personal loan and monthly payments for a credit card), they offer different features and interest rates. Selecting a credit card or a personal loan depends […]