Bajaj Finserv Platinum Choice First Year Free SuperCard – Features and Benefits
Movie Offers – Get 10% off on movie ticket via Buy one Get one free offer.
Joining Offer – Customers don’t have to pay the joining fee for the first year.
Milestone Points – Get 5,000 Reward Points on spending Rs. 75,000 in a year.
Reward Points – Earn Reward Points in the following manner:
- Get 2 reward points for every Rs. 100 spent online
- Get 1 reward points per Rs. 100 spent on other transactions
Fuel Surcharge Waiver – Get waiver of up to Rs. 100 per month when refuelling at any Indian fuel station.
Split and Pay – Convert big purchases into easy EMIs that charge low interest rates.
Easy Cash Withdrawal – Withdraw interest-free cash on Platinum Choice First-Year-Free SuperCard.
Interest-Free loan – Customers can get an interest-free loan against the cash limit on their credit card. This facility can be availed once a year.
|Bajaj Finserv Platinum Choice First Year Free SuperCard|
|Good For:||Bad For:|
Bajaj Finserv Platinum Choice First Year Free SuperCard – Fees and Charges
|Types of Fees||Charges Applicable|
|Annual Fee||Rs. 499|
|Add-on Card Fees||Nil|
|Foreign Currency Transaction||3.5%|
|Cash Payment at Branches||Rs. 250|
|Fuel Transaction Charge||1% / Min. Rs. 10|
|Reward Redemption Fees||Rs. 99|
|Cash Advance Transaction fee||2.5%/Min. Rs. 100|
|Finance Charge||Upto 3.99% per month or 47.88% per annum|
|Late Payment Charges||15% of Total amount due/ Min. Rs. 50/ Max. Rs. 1000|
|Over-limit Penalty||Rs. 600|
|Call-a-draft fee||2.5% of the draft amount/ Min. Rs. 300|
|Card Replacement Fee||Rs. 200|
|Duplicate Statement Fee||Rs. 100|
|Charge Slip Retrieval / Copy Fee||Rs. 100|
|Outstation Cheque Fee||Rs. 100|
|Cheque Return / Dishonour Fee Auto debit Reversal-Bank Account out of funds||Rs. 500|
|GST (applicable on all fees and charges)||18%|
Bajaj Finserv Platinum Choice First Year Free SuperCard – Eligibility Criteria
The eligibility criteria for Bajaj Finserv Platinum Choice First-Year-Free SuperCard are:
- Applicants must be an Indian citizen
- They must be over 21 years of age but below 65 at the time of application
- Customers must have a steady source of income
Customers will also have to submit PAN card, Aadhaar card, and any other documents that the bank deems necessary. Post submission the bank will scrutinise the same and dispatch the credit card if the applicant meets all the checks.
How to Apply for Bajaj Finserv Platinum Choice First Year Free SuperCard
Customers can apply for this credit card by visiting the Bajaj Finserv website. Provide the mobile number and submit the OTP. Soon, a representative from the bank will call you and let you know about all the credit cards that are being offered. Select one and then set a date and time for document collection. Once the documents have been collected the bank will process them and if they meet the standards then they will dispatch the credit card.
Alternatively, you may visit Bajaj Finserv branch to apply for this credit card.
How can I convert the cash limit to a loan?
You just have to call the customer care number at 022-62327777. Once connected with a customer care executive place a request for converting cash limit into a loan. Do note that you will have to pay off the loan in 3 instalments. The service can be availed once in a year.
What is the annual fee on this credit card?
The annual fee on this credit card is Rs. 499.
How can I redeem the reward points earned on this credit card?
You can redeem your reward points on RBL Rewards website. Click here for the same.
What is the add-on card fee on this credit card?
There is no add-on card fee on this credit card.
What is the interest rate charged on Bajaj Finserv Platinum Choice First Year Free SuperCard?
There is no interest rate charged on cash withdrawals, however, there is a cash withdrawal fee associated with this credit card.