EMI Card


Let’s face it, we have all been there – something catches your eye in a shop window but the price is so steep that you cannot afford to pay it off all at once. Saving or taking a personal loan could be one of the options. But these often take too long and personal loan levies high interest rate too. In that case, all you need to have is a Bajaj Finserv EMI card. It makes you financially strong and you can purchase your desired things whenever you want. Unlike a credit card, you don’t have to pay the entire bill at once but you can repay in equated monthly instalments. It is a smarter and faster way of buying your desired digital, lifestyle and other big ticket products.

Key features of Bajaj EMI Card

  • Instant approval

You just need to choose your favourable EMI plan and swipe your card; you will get an instant approval of the amount which is pre-approved by you.

  • Pre-approved eligibility

Bajaj Finserv EMI card can be best described as a pre-approved loan in your pocket.

  • Flexible loan tenure

There is a range of options available for you to choose a favourable tenure.

  • No foreclosure charges

EMI cards do not levy any foreclosure charges and you can foreclose your loan whenever you want to.

  • Preapproved offers

You can avail pre-approved offers at regular intervals which are associated from our partner manufactures and retailers.

  • Online account access

You can get all your loan details such as interest certificate, payment schedule, etc. on your online customer portal.


Here is the list of following documents which are required:

  1. One cancelled cheque
  2. KYC documents (Government approved photo address and ID proof)
  3. One passport size photo, A copy of Aadhar Card
  4. Submit duly signed ECS mandate

Fees and charges

  • Joining fee- Rs.399
  • Annual renewal fee- Rs.99

     *Annual renewal fee of Rs.99 will be charged to those EMI card holders who have not taken any loan by using EMI card in the preceding year. Preceding year is calculated on the basis of 12 months from last year’s validity month (which is printed on the EMI card).

“Bajaj EMI card online apply” procedure:

You can easily apply Bajaj Finserv EMI card on Bajaj Finserv official website by making an online payment of worth Rs.399 only. Your documents will be collected from your doorstep, you can check if your Pin code is eligible for a doorstep document collection service by entering your Pin code on Bajaj Finserv’s website. If your Pin code is not eligible, then you can visit your nearest branch for submitting your documents.

“Bajaj finserv EMI card online apply” Through Customer Portal

If you are an existing customer, then you can straight away apply for Bajaj Finserv card online through customer portal. You just need to make an online payment of Rs.399 and the EMI card will be sent to you within 2 weeks.

“Bajaj finserv EMI card apply online” -   At partner stores

You can also apply Bajaj EMI card while buying your desired consumer durable, lifestyle or digital product on easy EMIs from any of the partner stores using Bajaj Finserv EMI finance.

Advantages of Bajaj Finserv EMI Card

One of the primary benefits when you apply for Bajaj EMI card is the pre-approved eligibility. Unlike other traditional loans, you need not to prepare specific documents in order to take a Bajaj Finserv EMI card. With instant approval, there will be no holding up or waiting for days to purchase your desired item. It makes your shopping experience more rewarding because there is no restriction of amount you can transact using your EMI card. You can buy anything from any store across India which partners with Bajaj Finserv. And beyond this you are eligible for grabbing multiple pre-approved offers from company’s partners plus you are auto-enrolled in the EMI rewards programme. With every purchase you get extra reward points which can be redeemed on your next purchase. This card is worth for all the shopaholics.

How to use Bajaj EMI card

You just have to swipe your EMI card Bajaj Finserv at the vendor’s POS terminal, and then your pre-approved loan will be used to pay for the product that you’ve bought. Without waiting, you can take away your desired product home. You have an option to repay this amount by making anytime payment of your EMI

Frequently asked questions:

Q. Where all I can use Bajaj Finserv EMI card?

A. You can use this card across every Baja Finserv outlets in categories such as computing devices, mobile phones, retail fashion (travel, clothes, small appliances, groceries, and much more), eye-ware, power backup, watches, education (coaching classes), holiday packages, electronics, etc. You can also book hotels through travel agencies which are on EMI finance by swiping your card at the various locations across India

Q. can someone else use my EMI card on my behalf?

A. Only card holders are recommended to use their cards, as the liability of the loan taken depends solely on the card holder only.

Q. How can I know more about my EMI card?

A. To know more about the card, you can get in touch with Bajaj Finserv customer service via email or over the phone. They will also provide you with key information regarding the Bajaj EMI card online apply process.

Q. How can I apply for an add-on card?

A. Currently, add on card facility is not provided on EMI cards.

Q. What is the validity of my EMI card?

A. You can check your card details by your Experia login ID and password provided by Bajaj Finserv. For more details you can also call get in touch with the company’s customer service representatives over the phone.  

Q. What will happen if my card is lost, damaged or stolen?

A. If this situation comes, you can call the customer service number on the back of the card to place a request to block your existing card and reissue a new card. A card fee is applicable on reissuance of this card.

Q. What to do if my EMI card shows an error while swiping?

A. Bajaj Finserv representatives are present at every partner outlet and they will assist you if this situation arises. You can also call up the designated customer service number if you problem is still unresolved.

Bajaj Finserv EMI Card
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Bajaj finserv card is best card of emi.i also used this bajaj finserv card...

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Posted on: Jan 11 , 2017
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