How Do Lenders Decide Personal Loan Amount

Debt Consolidation with Personal Loan
Whether it is a student loan, some unpaid credit card bills or a house loan you are close to defaulting on, most of us look to pay off the dues and get debt free. However, it often becomes very difficult to pay off these debts using only one’s salary. In such a case, many people […]

Personal Loan vs Education Loan: Which is Better for Funding Education Cost?

Home Loan Benefits for Women in India
Benefits for Women Home Loan Borrowers in India

3 Tips to Help You Close Your Home Loan Early
Want to Close Your Home Loan Early? Here 3 Smart Ways That Can Help You in Closing Your Home Loan Faster and Early.
Best FD Interest Rates in India 2023
10 Best Banks in India Offering Low Interest Home Loans
हिंदी में पढ़ें Scheduled banks offer home loans at 6.50% p.a. onwards for tenures up to 30 years and loan amounts of up to 90% of property’s cost. To cater to the housing finance requirements of a wide customer base, the banks offer various home loan schemes offering benefits such as higher eligibility, reducing EMIs,…

Loan-to-Value (LTV) Ratio: Meaning, Importance and Calculation
Home loan is a secured loan that requires you pledge the property to be purchased/ constructed/ renovated/ extended as collateral with your lender. But you do not get the entire value of the asset pledged as a loan and this is where the LTV ratio comes in the picture. What is Loan-to-Value (LTV) Ratio in…