Personal loan is one of the most preferred means to tackle the financial needs of an individual. The reason behind the loan’s popularity is that there are no rules for its end use. Be it travel, festival celebrations, wedding preparations, children’s higher education, home renovation or buying of gadgets, the product can be used for…
People when stuck in a financial emergency tend to apply for personal loans. These loans are tailor-made to support your sudden financial crunch. However, its high interest rate makes it quite stressful on the pocket. Moreover, what if you are not eligible for personal loan? Or what if the loan amount you need is much…
We, Indians love gold. We see it not only as a symbol of wealth and prosperity but also as an investment that hedges the effects of inflation. The precious metal if included in an investment portfolio helps in neutralizing the effects of other high-risk investment instruments such as mutual funds and stocks. Despite being a…
Loan-to-Value (LTV) Ratio is one of the factors, based on which a lender sanctions a home loan. Since LTV Ratio is also a one of the determinants of your home loan eligibility, it becomes important for you to understand what it is and how it affects you as a borrower. Read further to delve deep…
Want to Close Your Home Loan Early? Here 4 Smart Ways To Close Your Home Loan Faster and Early.
We, Indians, are averse to debt. Therefore, whenever we have surplus funds, we use it to prepay our loans. However, a home loan should not be seen under the same lens as other lending products such as car loan and personal loan. Unlike other loan products, home loan offers a number of benefits, which might…
