Paisabazaar
Get Free Credit Score
Download App

Author: Vandana Punj

Home Author is Vandana Punj

Debt Consolidation with Personal Loan

Vandana Punj1 Comment

Whether it is a student loan, some unpaid credit card bills or a house loan you are close to defaulting on, most of us look to pay off the dues and get debt free. However, it often becomes very difficult to pay off these debts using only one’s salary. In such a case, many people […]

Best FD Rates

Vandana Punj10 Comments
हिंदी में पढ़ें Currently, among all bank categories, Unity Small Finance Bank offers the best FD rate at 7.65% p.a., followed by Utkarsh Small Finance Bank, Ujjivan Small Finance Bank and Fincare Small Finance Bank, offering FD rates of 7.50% p.a. Among the private sector banks, Bandhan Bank, RBL Bank, Federal Bank, IDFC First Bank,...

10 Best Banks in India Offering Low Interest Home Loans

Vandana PunjNo Comments

हिंदी में पढ़ें Scheduled banks offer home loans at 6.50% p.a. onwards for tenures up to 30 years and loan amounts of up to 90% of property’s cost. To cater to the housing finance requirements of a wide customer base, the banks offer various home loan schemes offering benefits such as higher eligibility, reducing EMIs,…

How to Get Personal Loan of Rs. 20 Lakh

Vandana PunjNo Comments
Banks and NBFCs offer personal loans for amounts ranging from Rs 10,000 to Rs 40 lakh. Whether individuals looking for a personal loan of Rs 20 lakh will get the same amount or not will depend on various factors including their monthly income, existing loan repayment obligations and EMI/NMI ratio --- the proportion of your...

Tax Saving FD Interest Rates 2022

Vandana Punj3 Comments
Tax-saving fixed deposit schemes qualify for tax deduction under Section 80C of Income Tax Act. As tax ­saving FDs have fixed interest rate, which remains unchanged throughout its tenure, it offers greater income certainty for those with low risk appetite. Tax saving FDs have a lock-in period of 5 years and therefore, cannot be withdrawn...
KDM Gold Vs Hallmark Vs BIS

Hallmarked Gold, KDM Gold and 916 Gold – What is the Difference?

Vandana Punj12 Comments
हिन्दी में पढ़ें The purity of gold has always been one of the greatest concerns for buyers in India. But with the advent of hallmarking by BIS in India, buyers are feeling more confident with their gold purchases. To ensure you are not cheated when purchasing physical gold (gold coins & Jewellery); it is suggested...
Menu