You may think that just because you did not activate the card, it would cause no harm to your finances. But you must note that even if you did not activate the card, your credit card account is still open. If it carries any annual fee, you will have to pay the same. However, if the card is free, you can keep the account open and not use the card as the unused credit limit will improve your credit score.
The festive season in India usually starts around September end or October with Navratri and extends till Diwali in October end or November. As joyous and exciting festive seasons are, they can also be painfully expensive with multiple purchases, gifts and home renovation costs. With so many incidental expenses at hand, it is quite possible…
The festive season is just around the corner. Like every year, online shopping websites, as well as supermarkets and retail stores, are coming up with various offers to make festive shopping easy on your pocket. Since you would like to put most of your big-ticket festive expenses on credit cards, here we will talk about the best credit card offers you can avail on different platforms.
Loan on credit card is a fast and convenient way to get access to cash. Since credit card loan is cheaper than direct cash withdrawal from your credit card, you must always choose the former over the latter. However, loan on credit cards still attracts interest at significant rates.
Shreya purchased a dress from an online store and paid for it with her credit card. But when the package arrived, it was not as amazing as it looked in the picture. So she decided to return the item and get a refund. A lot of us can relate to Shreya’s story. Every day, online…
If you have been using a credit card or even doing your research for getting a card, you must have come across the term ‘Revolving Credit’. Credit card is a type of revolving credit account, as opposed to instalment credit accounts like personal loans and car loans.
HDFC Regalia Credit Card is one of the most popular credit cards by HDFC Bank. It is counted in the premium cards category as well as in the travel category. HDFC Bank promotes it as a card made to suit the luxury needs of the customers.