RBI, amid the COVID-19 lockdown, has permitted banks and financial institutions to allow a moratorium of 3 months on term loans as well as on credit cards. Customers who opt for the credit card moratorium will not have to pay their credit card bills during the 3-month period.
Suggested Read: Credit Card for People Earning between Rs. 50,000 to Rs. 1,00,000 per month
Air India has co-branded with SBI Card to offer credit cards in two variants- Air India SBI Card Platinum and Air India SBI Card Signature. Both the cards offer direct benefits to travellers who are loyal to Air India and also provide several other travel-centric privileges. While the benefits largely remain the same on both the cards, the only difference comes in terms of its extent, based on the annual fees you pay. Here is a detailed review of Air Indian SBI Credit Cards.
Citibank offers only a few credit cards as compared to other market players like HDFC Bank, SBI Card and ICICI Bank. However, there card offerings are well-designed to match the needs of their target audience. One such card is the Citi Rewards Credit Card that truly stands as one of the best rewards credit cards in India with an annual fee of only Rs. 1,000. The best part of the credit cards is that the reward points never expire. Here is Citi Rewards Credit Card Review to help you understand these benefits better.
The Indian credit card market is still developing and the not many cards focus on helping you with your medical needs. It was in 2018 that SBI Card launched a one-of-its-kind credit card in association with Apollo Hospitals Group- the Apollo SBI Card. The card aims at to offer benefits on healthcare services and some other spending categories. You can also enjoy privileges on using Apollo Healthcare Services. Here is Apollo SBI Credit Card Review to help you decide whether you should get this card.
If you are looking for a travel credit card, you will find Citi PremierMiles Credit Card to be the most common suggestion. A highly rewarding air miles program and flexibility to redeem them happens to be a remarkable feature of this card. Citi PremierMiles is available at an annual fee of Rs. 3,000 and stands as a worthy competitor to other travel credit cards like Axis Bank Miles and More and American Express Platinum Travel Credit Card. Read Citi PremierMiles Credit Card Review to know its pros and cons.
HDFC Diners Club Black and SBI Card ELITE are among the most popular premium credit cards in the market. Both the cards offer an extensive range of benefits across travel, lifestyle, reward and shopping and it can be difficult to choose the right one for you. So, here is a detailed comparison of the two cards to help you decide.
SBI SimplyCLICK credit card is a regular card with basic features and some extra benefits on online shopping, thus the name SimplyCLICK. Here is a detailed SBI SimplyCLICK credit card review to help you decide whether you should add this card to your wallet.
With multiple credit cards, it can be difficult to keep track of your due dates and you might miss the payments. Having all bills due at the same time can also be inconvenient for you. Though in the beginning, you do not get to set your own billing cycle, you can get it changed later by contacting your card issuer. We will talk about how you can change your credit card due date but before that let us understand how credit card billing cycle and due dates work.