If you are looking for a card that offers good value for a reasonable fee, you have many entry-level credit card options. These cards are best suited for beginners who have just started with their career/credit journey and would like to build credit and avail benefits at the same time. The minimum income requirement on…
A new travel credit card from RBL Bank- RBL World Safari Credit Card- has come out as a good competitor for other popular travel cards. RBL Bank claims it to be the first credit card in India with a 0% foreign exchange markup fee. Other features of the card are also curated to offer maximum benefits to frequent travellers. Read RBL Bank World Safari Credit Card Review here.
HDFC MoneyBack Credit Card is one of the best cashback credit cards available in the market. At an annual fee of Rs. 500, the benefits offered on this card are quite satisfactory. Also, since HDFC Bank offers this card to customers who do not have a credit history, it happens to be the first credit card for a lot of people who are new to credit. Here is a detailed review of HDFC MoneyBack credit card.
Income plays a major role in credit card approval. In order to avoid rejection of your credit card application, you must check the minimum income requirement for the selected card and proceed only if your income matches the requirement. Usually, cards with high-income requirement tend to offer better perks in comparison to cards that require a lower income.
As the end of moratorium period approaches, credit card issuers have started revising their schedule of charges. SBI Card and HDFC Bank are among the first issuers to revise their late payment fee, EMI conversion processing fee, finance charges, etc. So, let us see what changes have been made and what does it mean for the cardholders.
RBI, amid the COVID-19 lockdown, has permitted banks and financial institutions to allow a moratorium of 3 months on term loans as well as on credit cards. Customers who opt for the credit card moratorium will not have to pay their credit card bills during the 3-month period.
IndiGo has recently launched co-branded travel credit cards with HDFC Bank. Labelled as Ka-ching, these cards are offered in two variants- Rewards (Basic) and Rewards XL (Premium). Since IndiGo is the largest airline in India as per market share and HDFC Bank is the largest credit card issuer, this collaboration can be very rewarding for a lot of people. Here’s a full review of Indigo HDFC Co-Branded Credit Card.
Air India has co-branded with SBI Card to offer credit cards in two variants- Air India SBI Card Platinum and Air India SBI Card Signature. Both the cards offer direct benefits to travellers who are loyal to Air India and also provide several other travel-centric privileges. While the benefits largely remain the same on both the cards, the only difference comes in terms of its extent, based on the annual fees you pay. Here is a detailed review of Air Indian SBI Credit Cards.