A personal loan is a type of unsecured loan that does not require a collateral or security. Unlike a car loan or a home loan, a personal loan comes with flexible end use and can be availed to meet any personal expense. The application process of a personal loan is simpler as compared to other…
A life insurance policy is a reliable and useful investment option as it not only offers protection cover but also provides additional benefits including taking a loan against the policy. At the time of financial crises, one can consider taking a loan against Life Insurance Policy as it is easier to get and is secured…
Personal loans come handy for many during the financial emergency or when someone wants to fulfill their dreams that need capital funding. Starting from Rs. 10,000 to Rs. 40 lakh personal loans are offered by many banks and NBFCs and digital lenders. They offer flexible end use and repayment tenure that usually varies from a…
Whenever it comes to financial emergency, personal loans come up as the preferred choice of many due to its flexible end use, easy application, attractive interest rates, various repayment options, minimum documentation and quick disbursal. A personal loan can be used to deal with innumerable situations like a medical emergency, wedding, long- due vacation, home…
You can be a business man planning to expand his business or you can be someone who needs funds to buy machinery or gadgets for their business, whosoever you are, it is important to understand the best way to finance your small business. Business loan is an instant option that will come to your mind…
A CIBIL (credit) score is a 3- digit numeric summary that is calculated by credit bureaus to determine your credit- worthiness. It is also considered as one of the most important factors during a personal loan and credit card approvals. CIBIL (Credit Information Bureau, India Limited) is one out of 4 bureaus in India (rest…
A personal loan is an unsecured loan and one of the easiest and quickest loans to avail. Unlike a home loan or an education loan, a personal loan is not specific to any purpose and can be used in various situations to deal with a fund shortage. You can opt for a personal loan if…
Personal loans are the loans that cater to various financial needs of different individuals and can be paid off in easy installments without stress. Known to be an ideal lifeline when a financial crisis hit you, a personal loan helps you to deal with situations like a medical emergency, home renovation, education, relocation and a…
Students these days are not only smart and talented but also have the ability to push themselves beyond the comfort level and do excellently well in every field. Opting for a foreign university for higher education is a very common practice these days and can cost upto Rs. 1 crore and more and requires a…
At some point or other in life, due to different reasons and situations, everyone faces a financial emergency, which you might not be able to deal with your savings. However, with the drastic evolution of the banking sector, taking financial assistance has become extremely convenient for the customers. Gone are the days when taking a…