Borrowing money is the first option that comes to mind when we are faced with a medical emergency or fall short of funds for making down payment on our new house. And, the most common form of loan taken at such junctures is personal loan. Now while some may approach a bank or a non-banking […]
Things you must keep in mind while availing personal loans for repaying credit card dues With credit cards in our wallets, we have the option of spending even if we don't have any funds at our disposal. However, we mistakenly consider credit cards to be an extension of our income and thus, end up spending […]
Personal loans find many takers due to its easy availability, approval and flexible options on offer. However, very often, personal loans become one of the most expensive forms of debt as we fail to keep in mind or follow some key aspects. Here’s a ready-reckoner for you to avoid the following 10 mistakes while opting […]
Ankit, a 43-year old salaried professional, needed Rs. 80,000 for a financial emergency. Since he did not want to take favor from either his relatives or friends, he had applied for a personal loan. But his loan request got denied due to insufficient credit score. So what should he do next? Should he break his…
Whether you are planning a wedding, furnishing a new home or looking forward to a vacation, a personal loan can help you achieve these dreams and much more. Personal loan is one way through which you can gain financial assistance and support for your personal desires, without having to dip into your hard earned savings. […]
Getting a personal loan might seem like a child’s play as you might have seen a plethora of emails and SMS about instant personal loan approval. This might not be as simple as it seems. But we have listed 5 useful tips which can make getting a personal loan hassle-free. Fix Your Credit Score […]
The festive season is here and you may be starting to worry about the expenses that it’s bringing – the new clothes, ornaments, gifts, home renovation and other big-ticket purchases. Your mailbox may already be flooded with ‘festival offers’ from banks. A number of banks and financial institutions have come up with attractive deals to […]
Many people hesitate in taking a loan and prefer dipping into their savings, even if it means breaking their nest egg meant for their future requirements. However, if you know your necessity, utility and repayment capacity well taking a loan can be a boon to meet your immediate unplanned financial needs. A suitable loan option […]
