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Whether you want to earn rewards or save more with discounts and deals, you will never fall short of Credit Card options. Paisabazaar is the right place to find the card that best fits your needs.
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American Express rewards its users on using their credit card to make purchases. The rewards are given in the form of Membership Rewards Points. The points can be converted to air miles, used to pay credit card bills, or redeem against fashion, electronic items, vouchers and so on. Read more to understand how to redeem American Express credit card reward points:
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All purchases made on the American Express credit card will give the cardholder membership rewards points which can be accumulated over a time period and then redeemed. Earned Membership Reward Points are credited into the account within 24 to 48 hours. The add-on credit card reward points are also credited to the primary card account. Jet Privilege miles are also credited to the cardholder account depending on the type of the credit card used by the customer. The various card and the reward points earned on them are:
| Type of American Express Credit Card | Membership Reward Points Earned |
| American Express Platinum Travel Credit Card, American Express Platinum Reserve Credit Card, American Express Membership Rewards Credit Card and American Express SmartEarn Credit Card | 1 membership rewards point per Rs. 50 spent via the card. This will exclude transactions of payment made for insurance premiums, utility services bill payments and fuel transaction. |
| Jet Airways American Express Credit Card | On every Rs. 150 spent on the card will get users 8 JPMiles. This will exclude transactions of payment made for insurance premiums, cash withdrawal, utility services bill payments and fuel transaction. |
You can follow the below-laid steps in order to redeem your American Express Membership Rewards Points:
User can expect the delivery of items within 3 to 4 weeks.
To convert Membership Rewards Points into Airmiles follow the below-mentioned steps:
American Express credit card users can expect a wide range of items and vouchers through which they can redeem their Reward Points. The range of categories and items includes:
| Category | Items |
| Smart Assistants and E-Readers | Amazon Kindle, Amazon Echo Plus, etc. |
| Storage Devices | HP USB Flash Drive (64 GB), Western Digital My Book Essential 3 TB |
| Audio | Soundlink Revolve Plus Wireless Portable Bluetooth Speaker, Audio Technica Wireless In-Ear Headphones, etc. |
| Computing & Gaming | Sennheiser GSP 300 Gaming Headphones, Apple iPad, HP OfficeJet ePrinter, etc. |
| Mobile & Accessories | Samsung Galaxy Note 8, Apple iPhone 8 plus 256GB, etc. |
| Televisions | Samsung 40 inches Series 5 Full HD Led TV, Samsung 32″ HD Flat TV |
| Category | Items |
| Jewellery | Swarovski Tennis Set, Swarovski Solitaire Pendant, etc. |
| Bags & Wallets | American Tourister Doodle Backpack, American Tourister Acro Lap Backpack, etc. |
| Category | Items |
| Tech Wearable & Health | Dr. Morepen Digital BP monitor BP 09, Fitbit surge, etc. |
| Donate with Points | CRY Rs 500/- Certificate, CRY Rs.4800 Donation Certificate, etc. |
| Shop with Points | Nooba, Shoppers Stop, etc. |
| Home, Health & Personal Care | Morphy Richards Chopper Vivo, Philips Aqua Touch Men’s Shaver, etc. |
| Kitchenware | Magppie Aristocratic Soul Bowls, Philips Kettle 1.2 ltr, etc. |
| Books | Hugo Boss Column Dark Chrome Rollerball Pen |
| Furniture & Home Décor | Spaces Occasions Texpressions Large Bedsheet Set, Spaces Baroque Large Bedsheet Set |
| Category | Items |
| Hot Rewards | SatyaPaul E-gift Voucher worth Rs. 1000, Bluestone Gift voucher worth Rs. 2000, etc. |
| Category | Items |
| Physical Gift Cards | Tanishq Gift Voucher worth Rs. 1000, etc. |
| E-gift Card | NYKAA voucher worth Rs. 1000, Pine Perks voucher worth Rs. 1000, etc. |
Reward points are calculated based on the usage of the card. Different spending habits are rewarded differently. Some transactions are rewarded more while others are not. The accumulated reward points can be checked on the American Express website
The following means can be used to check reward points
How to redeem American Express credit card reward points?
You can redeem your reward points by using Internet Banking. Click here to know more.
On what categories can the reward points be redeemed?
The redemption of the reward point can be done for the various offers made by the bank. The various options to choose from are:
Do all American Express Credit Cards offer Membership Rewards Points?
Yes, all American Express Credit Cards offer Membership Rewards Points.
Can Add-on card Users redeem Reward Points?
No, only primary credit card holders can redeem reward points.
Membership rewards card is the best card compared to any card of any other bank. I mean which bank gives you 1000 points by just making 4 transactions in 1 calender month ...? none amex roxx and the cx care is next level no other bank is even 10% of amex cx care ......without thinking twice just go for it
The only credit card from American Express that comes with low Annual fee of Rs. 495 but offers amazing list of cashbacks and rewards that make it worth having
My job keeps me on my toes with frequent travels, thanks for American Express Platinum Travel Credit Card I get to enjoy lounge access on the days when my flights are painfully delayed
Ever since i have got this card my spending have become rewarding with amazing rewards program that Amex membership rewards card offers.
Recently got this card and is amazed by its luxury features. Though the annual fee is little high but its worth spending as compared to the benefits that you get.
The Pay in EMI facility grants me a relaxed tenure of 6,9, 12 and 24 months to clear my dues.
