Tata Capital

Tata Capital

Tata Capital is a private Indian multinational conglomerate that was founded in the year 1868 by Jamshedji Tata. It is head-quartered in Mumbai, India and is owned by Tata Sons. The main products offered by the company to the customers are airlines, automotive, retail and consumer goods, engineering, construction, financial services, beverages, chemicals, telecom and hospitality. They employ more than 611,794 employees.

Types of Credit Cards

Tata Capital offers a wide variety of Credit Cards that cater to the requirements of its consumers. These cards satisfy all the needs of the consumers like travel or lifestyle at a very competitive rate of interest.
 

  • The Tata Premier Card
  • The Tata Titanium Card
  • The Tata Platinum Card


Credit Card Statement

Tata Capital issues a summarised statement to its card-holders on a monthly basis that contains all the details regarding the purchases and payments that have been made by the card-holder using the credit card. It also shows the outstanding balance in the credit card at the end of the month. This statement is issued to the card-holder through an email on the registered email account.

Loans

Tata Capital offers a wide variety of loans that cater to all the different needs and requirements of the customers whether it is for home, personal or educational. The different types of loans offered by Tata Capital are as follows:
 

  • Car loans
  • Two wheeler loans
  • Personal loans
  • Home loans
  • Loan against property
  • Business loans
  • Consumer durable loans
  • Loan against securities


Home Loans

Tata Capital offers loan solutions to all the house related problems of the consumers. They provide home loans to buy a new house, buy a plot to build a new house, renovate the old house, loan against property etc. These loans are offered at an attractive rate of interest with easy EMI options. The company also offers a list of approved projects online and the loan process is fast and the customers can enjoy doorstep services.

Wealth Management

Tata Capital offers the customers a host of investment solutions in the form of products that take care of all the investment related needs of the consumers. The main investment products offered by Tata Capital are as follows:
 

  • Corporate fixed deposits
  • Mutual funds
  • Portfolio management services
  • Private equity funds
  • Structured products
  • Real estate services

Travel Management Services

Tata Capital take care of all the travel related needs of the customers through one of its subsidiaries namely TC Travels and Services Limited. They offer the best-in-class travel related benefits to all the customers. The various benefits of Travel Management Services by Tata Capital are as follows:
 

  • Airline ticketing
  • Providing surface transport needs
  • Booking of hotels
  • Booking railway tickets
  • Booking airline tickets
  • Facilitation of passports
  • Car hire management
  • Arrangements regarding tours, meetings and exhibitions.
  • Tailor-made holiday packages

Forex Services

Tata Capital has a fully-owned subsidiary called Tata Capital Forex Limited that offers a wide range of foreign exchange products as far as travelling is concerned. These products take care of all the foreign exchange needs of both commercial as well as corporate customers at competitive and attractive rate of interest. Foreign Exchange products by Tata Capital  are as follows:
 

  • Pre-paid travel cards
  • Insurance on travel
  • Pre-paid calling cards
  • Travellers cheque
  • Foreign currency notes

Again, this subsidiary has also partnered with Buyforexonline.com. It is an online portal that enables the customers to place an online order for their Forex by easily uploading their documents, reloading the pre-paid cards and making online payments.

Corporate Fixed Deposits

Tata Capital offers a whole range of fixed deposits to the investors at a competitive rate of interest. They are offered for different tenures and they generate high yields at 15.15%. The different Corporate Fixed Deposits offered by Tata Capital are as follows:
 

  • Birla Sunlife Frontline Equity Fund
  • Mirae Asset Emerging Bluechip Fund
  • Mirae Asset India Opportunities Fund
  • Axis Long Term Equity Fund
  • IDFC Arbitrage Fund
  • ICICI Prudential Balanced Fund
  • Reliance MIP

Mutual Funds

Tata Capital helps the investors in choosing the available funds from spectrum to meet their needs and requirements. These funds are carefully assessed by a team of experienced professionals on a quarterly basis. The points that are viewed while assessing the funds are as follows:
 

  • Diversification of portfolio
  • Market conditions
  • Fund comparisons across different categories
  • Comparison between competitors
  • Comparisons of benchmarks
  • Comparison between the volatility of the fund and the index.

The different types of recommended mutual funds by Tata Capital  are as follows:
 

  • HDFC Limited
  • Dewan Housing Finance Limited
  • Mahindra Finance
  • Shriram  Transport Finance
  • HUDCO
  • Bajaj Finance Limited

Portfolio Management Services

Tata Capital offers their special clients third party PMS ideas that are applicable on both debt as well as equity markets. These portfolios are best-in-class and are tailor-made in order to cater to the needs and requirements of the investors. The following are the different third party Portfolio Management Services:
 

  • TATA Bluechip PMS
  • TATA Consumption PMS
  • ICICI Prudential PIPE Portfolio
  • Trust Debt PMS

Private Equity Funds

Tata Capital offers a variety Private Equity Funds to its high-end investors. These funds are both in-house as well as sourced from outside. These funds invest the money of the investors in high growth companies that are not listed. These funds are only offered to investors who are willing to generate high returns but with high risks. These funds are for Ultra HN1 investors and these funds are offered by Tata Capital through their strategic partners. The different strategic partners are as follows:
 

  • Bull Market Strategy
  • Flat Market Strategy
  • Conservative Strategy.
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